How to Recharge Xiaomi Cloud: All Payment Methods With Instructions

Xiaomi Cloud cloud storage has become an integral part of the Mi ecosystem, offering users from 5 GB of free space for backups, photos and documents. However, free storage is often not enough – especially if you actively sync data with the Redmi Note 12, POCO X5 or other devices of the brand.

In 2026, the service supports several payment methods, but not all of them are available in Russia and CIS countries due to sanctions restrictions. In this article, we will discuss 5 working methods of replenishment, including bypassing locks, as well as typical errors (for example, Error 2003 or Payment Failed) and how to solve them.

1. replenishment through the official Mi Cloud website

The most reliable way is to pay directly through the web version of the cloud, which works for most countries, but in Russia you may need a VPN or change your account region.

Instructions:

  • 🌐 Go to i.mi.com and log in.
  • πŸ“ In the Warehouse section, click Buy a Place (or Upgrade Storage in English version).
  • πŸ’³ Select the tariff (for example, 200 GB for ~$2.99/month) and click Pay.
  • πŸ”„ If the payment option is inactive, check the account region in Settings β†’ Mi Account β†’ Country/region.

Important: when paying from a Russian bank card (World, Sberbank), an error may appear Unsupported Card. In this case, use alternative methods from the following sections.

πŸ“Š How much storage Xiaomi Cloud has enough?
5GB (free)
50GB
200GB
1 TB
I'm missing 1 TB.

2. Payment through the Mi Cloud mobile application

Mi Cloud (available on Google Play and AppGallery) duplicates the functionality of the web version, but with a more user-friendly interface for smartphones. However, there is a caveat: in some regions (for example, Ukraine, Kazakhstan), the application can be redirected to local payment systems.

Step-by-step:

  1. Open the Mi Cloud app on your phone.
  2. Slap the icon. βš™οΈ Settings β†’ Warehouse.
  3. Select the tariff and click Buy.
  4. The system will offer payment options: bank card, PayPal or local services (for example, Kaspi Bank for Kazakhstan).

Check the version of the application (must be at least 4.5.0)

Connect to stable Wi-Fi or mobile internet

Make sure there is enough money on the card (including a ~3% commission)

Disable ad blockers (they may interfere with payment processing)

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Warning: If you have a Mi Account registered in China (region=cn), payment via the app may be blocked for foreign cards, in which case you will need to change the region of the account (instruction in section 5).

3. Replenishment through third-party services (QIWI, YuMoney, cryptocurrency)

Alternative methods are relevant for users from Russia and CIS countries, where direct payment by card is not available, one of them is buying gifts for Mi Account through intermediaries.

Popular venues:

  • πŸ’΅ QIWI Wallet: some sellers on Avito or Telegram channels offer to top up the balance of Mi Cloud through the Internet QIWI (commission ~10-15%).
  • πŸͺ™ Cryptocurrency: services like Binance P2P buy USDT Pay for subscription via MoonPay or similar.
  • πŸ›’ YuMoney (Yandex.Money): rare, but there are offers on forums (for example, 4PDA).
MethodCommissionSpeed.Risks.
QIWI10-15%5-30 minutesFraud, account blocking
Cryptocurrency (USDT)1-5%10-60 minutes.Volatility of the course, complexity for beginners
YuMoney5-10%1-2 hoursRare offers, high risk of deception

πŸ’‘

Before buying a gift card from unofficial sellers, check its reputation on forums (such as 4PDA). Scammers often sell "empty" cards or those that are already activated.

4.Use PayPal to Pay for Mi Cloud

PayPal remains one of the few working payment methods for users from Russia, but only if you have an account already linked and verified by 2022.

How to pay via PayPal:

  1. In the web version of Mi Cloud, select the rate and click Pay with PayPal.
  2. The system will redirect you to the PayPal page.
  3. Confirm the payment. The funds will be written off in dollars (the conversion rate will indicate PayPal).

Important: If your Mi Account is tied to Russia and PayPal is tied to another region (e.g. the United States), the payment may be rejected.

  • πŸ”„ Change the region in your Mi Account to the same as in PayPal (instruction in Section 5).
  • πŸ“ Use it. VPN s IP countries corresponding to the PayPal region.
What to do if PayPal does not pay?
1. Check if the international payment restriction is worth the PayPal settings. 2. Make sure there are enough funds on your balance sheet (including a reserve for conversion). 3. Try linking another bank card to PayPal (for example, a foreign one). 4. If nothing helps, contact PayPal support and clarify the reason for the blocking (indicate that the payment is for a digital service, not a physical product).

5. Change the Mi Account region for successful payment

One of the main reasons for errors when replenishing Xiaomi Cloud is the discrepancy between the account region and the payment method. For example, if your Mi Account is registered in China (region=cn), and you are trying to pay with a Russian bank card, the system will automatically reject the transaction.

How to change the region:

  1. Go to account.xiaomi.com.
  2. In the Personal Info section, look for Country/Region.
  3. Click Change and select the country that matches your payment method (e.g. Hong Kong for PayPal or Kazakhstan for Kaspi Bank).
  4. Confirm the change via SMS or email.

πŸ’‘

Changing the region can lead to the loss of some features (for example, access to Chinese Mi services), and after the change in the region, you will have to wait 30 days before you can return the former country.

After the change of region:

  • βœ… Try to pay again – now the system must accept the payment.
  • ⚠️ If you use Xiaomi Pay or other services tied to the old region, they will have to be reconfigured.

6. Frequent errors and their solutions

Even with the right payment method, users are faced with errors.

Error codeReason.Decision
Error 2003Inconsistency of the account region and payment methodChange your region to Mi Account or use VPN
Payment FailedBlocking by the bank (for example, for cards World)Use PayPal, Cryptocurrency or Gift Cards
Insufficient BalanceInsufficient funds in the light of the commissionReplenish the balance by 10-15% more than the subscription amount
Error 10008Technical work on the side of XiaomiWait 1-2 hours and try again.

Warning: If you see an Error 2003 error when paying with a credit card, do not try to repeat the payment many times - this can lead to a lock of the account for 24 hours.

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If none of these methods work, try to top up your balance with AliPay (if you have a Chinese account), which will require the help of friends in China or the use of intermediary services like SuperPay.

Can I upgrade Xiaomi Cloud without a credit card?
Yes, you can use it: πŸ’³ Gift cards (Mi) sold on AliExpress or specialized sites. πŸͺ™ Cryptocurrency through services like Binance P2P bybit. 🏦 Payment via terminals (in some CIS countries, for example, Kazakhstan) is important to make sure that the seller is reliable, especially if it is a gift card.
What happens if you don’t refill the balance after the subscription ends?
After the expiration of the paid period: ⏳ Your data will stay in the cloud, but you won’t be able to upload new files. πŸ”’ Files will be accessed in read-only mode for another 30 days. ⚠️ If you do not refill your balance within 30 days, some of the data may be deleted (starting with the oldest files).To avoid data loss, set up auto-renewal of your subscription (if your payment method supports it).
Can I get a refund for an unused subscription?
Refunds are only available within 48 hours of payment and provided you have not used the extra space. To do this: Go to Settings β†’ Warehouse β†’ Payment History. Find the latest transaction and click Request Refund. Specify the reason (e.g. Paid by accident) and confirm the order. Funds will return to the original payment method within 3-5 business days.
How to check how much space is left in the Mi Cloud?
You can find out the current storage volume in three ways: via the web version: go to i.mi.com β†’ the bottom of the screen will display a usage chart. In the mobile application: open Mi Cloud β†’ tap the account icon β†’ Storage. In the phone settings: Settings β†’ Mi β†’ Mi Cloud β†’ Storage. If the diagram does not update, update the page or restart the application.
Does Xiaomi Cloud support shared storage?
No, Xiaomi Cloud doesn't currently offer family storage, unlike Google One or iCloud. Each Mi Account has to pay for a subscription separately: πŸ“ Create a shared folder in Mi Cloud and share it with other users via the link (but it won’t increase their limit). πŸ”„ Use alternatives like Google Drive or Mega, where there are family rates.