How to spend Xiaomi bonuses: a complete guide with life hacks for 2026

Xiaomi bonuses are virtual currency that the company charges active users for buying, participating in promotions and using ecosystem services. Many Mi Account owners have been accumulating these points for years without knowing how to spend them effectively. Meanwhile, using the bonuses correctly can save up to 30% on buying new equipment or getting free digital services.

In this article, we will discuss all the current ways to spend Xiaomi bonuses in 2026 – from the obvious (discounts on smartphones) to the hidden (paying for cloud storage or subscription to Mi Video). Why bonuses are sometimes not written off, how to circumvent regional restrictions and what purchases give the maximum cashback in points. → After reading this article, you will want to go back there.

1.Where to see your Xiaomi bonuses and how they are accrued

Before you spend, you need to know how many points you have and where they come from. Go to the Mi Home or Mi Store app, open a profile (the person icon in the upper right corner) and select the Bonuses section.

• 🔹 Current balance - the amount of points available for use.
• 🔹 Waiting Bonuses – Points that will be credited after confirmation of purchase (usually 7–14 days later).
• 🔹 Expiring bonuses – points with a limited expiration date (usually 1 year).

Bonuses are awarded for:

• 🛒 Shopping in official Xiaomi stores (1%-5% of the check amount).
• 📱 Activity in the ecosystem: linking new devices to Mi Account, participating in beta testing of software.
• 🎁 Promotions: for example, for registering with Mi Credit or passing surveys in Mi Community.

⚠️ Note: bonuses earned from Mi Store purchases can only be spent in the same store. Points for activity in Mi Home (for example, for connecting smart devices) often have wider use cases.

To speed up the accrual, link to the account the maximum number of Xiaomi devices (even the old fitness bracelets Mi Band give you a chance to use the device). +Also keep an eye out for the Tasks section of the Mi Home app, where simple tasks like “get in the app for 3 days in a row” regularly appear with a reward of 5–50 points.

2. Discounts on smartphones and equipment: how to get the maximum benefit

The most obvious way to spend bonuses is to pay a portion of the cost of new devices in the official Xiaomi store.

• 📱 Write-off percentage: You can usually pay up to 30-50% of the cost of goods with bonuses, but for flagships (for example, Xiaomi 14 Ultra), the limit is often reduced to 10-15%.
• 🛒 Regional restrictions: In some countries (for example, India) bonuses can be paid up to 100% of the cost of budget models, and in Europe – only 20%.
• 🔄 Combination with other discounts: bonuses often cannot be used together with promotional codes or sales (for example, during Black Friday).

To get the maximum benefit:

1. Wait for the double bonus period (usually once a quarter Xiaomi holds promotions where 1 bonus is a bonus). = 2 rubles/yuan instead of 1).
2. Buy accessories (cases, charges, headphones) - the limit of writing off bonuses is higher (up to 70%).
3. Use cashback services (like LetyShops) for additional savings.

⚠️ Note: If you buy a smartphone in installments through Mi Credit, bonuses can only be written off for a down payment. Trying to apply them to subsequent payments will lead to the error "Inadequate funds".

Check the balance of bonuses in Mi Account

Select the product with a maximum percentage write-off

Wait for the “Double Bonuses” promotion (if possible)

Make sure that bonuses do not expire in the next 30 days

Compare the price to other stores (sometimes without bonuses cheaper)-->

3. Payment for subscriptions: Mi Video, Mi Cloud and other services

Few people know, but Xiaomi bonuses can be spent on the company's digital services.

• 💰 There is no limit on the percentage of write-offs – you can pay 100% of the subscription fee.
• 📅 Bonuses do not burn when paying for subscriptions (unlike buying equipment, where sometimes there is an unused balance).
• 🔄 Auto-renewal: If you link the card, the bonuses will be deducted automatically when you renew.

List of services where bonuses are accepted:

• 🎬 Mi Video Premium – access to movies and TV series without ads (cost: 199-299) ₽/month).
• ☁️ Mi Cloud – Cloud storage extension (50GB for 99) ₽/month).
• 🎵 Mi Music – Subscription to music without advertising (similar to Apple Music).
• 🔒 Mi Security - Antivirus and VPN for smartphones (399) ₽/year).

How to pay:

1. Open the application of the desired service (for example, Mi Video).
2. Go to Profile. → Subscription.
3. Select the rate and click Pay with bonuses (option appears if there are enough points on the account).

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If you don’t have enough bonuses to pay for your annual subscription, buy it for 1 month with bonuses, and then renew the promotion (often the second month is free).

One important caveat: subscriptions paid for with bonuses cannot be cancelled with a refund. If you change your mind, you will have to wait until the end of the period. Also note that some services (such as Mi Cloud) may not be available in your region, in which case bonuses will not be written off.

4. Exchange of bonuses for coupons and promotional codes

In some regions (e.g. China and India), Xiaomi allows you to exchange bonuses for coupons with a fixed discount or promotional codes for affiliate services, an option that appears periodically during promotions in Russia and Europe.

How it works:

1. In the Mi Store app, go to Profile → Bonuses → Exchange for coupons.
2. Select the available coupon (e.g., "500 discount") ₽ purchase from 5,000 ₽").
3. Confirm the exchange – the coupon will appear in the My coupons section and will be valid for 30 days.

Advantages of such exchange:

• 🎯 Coupons often offer a greater discount than direct payment with bonuses (e.g. 500). ₽ 300 ₽ for the same 1,000 points).
• 🛍️ You can combine them with other promotions (for example, with a 11.11 sale).
• 📅 The validity of the coupon (30 days) is sometimes longer than that of expiring bonuses (7 days).

⚠️ Note: Bonus coupons cannot be used to buy gift cards or digital goods (such as Mi Game Center games) and they are not added if you have two 300 coupons. ₽, You will not be able to get a discount of 600. ₽.

If there is no “Coupon Exchange” section in your area, try:

• 🌐 Change the region to India or China (but note that the prices there are in local currency).
• 📧 Subscribe to Xiaomi newsletter – sometimes coupons are distributed by email for activity.

5. Participation in closed sales and early sales

Holders of a large number of bonuses (usually from 1000)+) Get access to exclusive promotions:

• 🔓 Closed sales: discounts up to 40% on new models 1-2 days before the official start of sales.
• 🚀 Early access to limited shipments (e.g. Xiaomi) SU7 — electric-car company).
• 🎁 Bonus sets: when buying a flagship as a gift are accessories (headphones, case).

How to access:

1. Accumulate at least 1,000 bonuses (the more, the higher the chance).
2. Activate notifications in the Mi Store (Settings) → Notifications → Special proposals).
3. Check the Exclusive section in the app regularly (appears if there are enough bonuses).

Example: in 2023, owners of 5000+ Xiaomi could buy bonuses 13T Pros are 20 percent cheaper 3 days before they're officially released, and in 2026, those who had 10,000.+ points, got the opportunity to book Xiaomi SU7 queue.

Important: Closed sales items cannot be returned or exchanged (even if they are defective), and they often ship longer, up to 30 days instead of the standard 7-14 days.

6. Gift cards and bonus transfers to other users

In some regions (e.g. China), bonuses can be converted to Xiaomi gift cards or even transferred to other users, a feature that is limited in Russia, but there are workarounds:

• 🎁 Gift Cards: Nominal: 500, 1000 or 2000 ₽. Cost in bonuses: 1 ₽ = 1 bonus (no commission) Validity: 1 year.
• 🔄 Bonuse transfer (only between accounts of one country): Maximum 500 bonuses per month. Commission: 10% of the amount.

How to make a gift card:

1. In the Mi Store app, go to Profile → Bonuses → Exchange for a gift card.
2. Select the denomination and confirm the exchange.
3. The card will arrive on email within 24 hours (check the Spam folder).

⚠️ Note: Gift cards purchased with bonuses cannot be used to buy other gift cards or to top up Mi Credit balance, nor can they be cashed out - if you try to sell, your account may be blocked.

If you want to give bonuses to a friend, but the translation function is not available, you can:

• Buy a gift card on his email.
• Pay for the goods with bonuses and send it to a friend as a gift (there is an option in the Mi Store "Send as a gift").

7. Life hacks: how to get more bonuses and not lose them

To make the most of the bonuses, follow these tips:

• 🛍️ Buy in the official store: for purchases from unofficial resellers bonuses are not accrued.
• 📅 Watch the expiration date: bonuses received for purchases, "burn" after 1 year, and for activity - after 6 months.
• 🔄 Combine accounts: If you have multiple Mi Accounts, bonuses can be merged into one (via support team).
• 🎁 Participate in promotions: for example, for registration in Mi Credit give +500 bonuses for inviting a friend — +200.

How not to lose bonuses:

• 🚫 Do not delete Mi Account – when you delete all bonuses burn without the possibility of recovery.
• 🔒 Don't use it. VPN When shopping, the system may consider it a fraud and block bonuses.
• 📱 Do not sell your account – when transferring ownership, bonuses are canceled.

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The most profitable way to spend bonuses is to pay for subscriptions (100% write-off) or buy accessories (up to 70% write-off), on flagship smartphones it is better to save bonuses for participation in closed sales.

If you have few bonuses but want to get a benefit, use this trick:

1. Buy a low-cost accessory (e.g. Type-C cable for 299) ₽).
2. Pay it in part with bonuses (for example, 100). ₽ 299 ₽).
3. Return the goods within 14 days - the money will be returned to the card, and the bonuses will remain written off (according to Xiaomi rules, only the monetary part of the payment is subject to refund).

This method does not work in all regions, but in Russia and Europe it is successfully used to cash out a small number of bonuses.

8. Frequent problems and how to solve them

When using bonuses, users encounter common mistakes, and here’s how to avoid them:

If you have an error that is not in the table:

1. Take a screenshot of the error.
2. Contact support via the Mi Store → Profile → Help Center.
3. Please note: Order number (if any). ID Your Mi Account: A screenshot of the bonus balance before and after the attempt to write off.

Support usually responds within 24 to 48 hours, and if the problem doesn’t work out, try tweeting Xiaomi — it often helps faster.

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If support ignores your request, write them in English – such requests are processed as a priority.

FAQ: Answers to Frequent Questions