How to completely disable Mi Pay on Xiaomi: 5 proven ways

Why users want to delete Mi Pay and whether it is safe to do so

Xiaomi’s Mi Pay service is positioned as a convenient solution for contactless payments, but not all owners of Redmi, Poco or Mi smartphones use it. The main reasons for disconnection are concerns about the security of payment data, unnecessary battery consumption from background activity, or simply a desire to clean the system of pre-installed services. Unfortunately, it is impossible to completely remove Mi Pay without root rights — it is a system application protected by the manufacturer. However, it can be deactivated, hidden or limited to a minimum.

It is important to understand the difference between “delete” and “disable.” Completely erasing com.mipay.wallet requires superuser rights and can disrupt the stability of MIUI. But legal methods — disabling through settings, resetting data or limiting permissions — are available to everyone. In this article, we will discuss all working methods, including nuances for different versions of MIUI (12 to 14) and smartphone models.

Method 1: Standard shutdown via MIUI settings

The easiest and safest method is to deactivate the application through the settings menu.This method does not require additional tools and is suitable for all devices on MIUI 12/13/14, including Xiaomi 13 Pro, Redmi Note 12 and Poco F5. Importantly, after disabling the Mi Pay icon will disappear from the menu, but the application files will remain in the system.

Instructions:

1. Open the Settings → Applications.
2. Slip on the three dots in the upper right corner and select Show all apps.
3. In the search box, enter Mi Pay (or Wallet on Russian firmware).
4. Click on the application, then select Disable.
5. Confirm the action by clicking Disable the application in the dialog box.

Backup your payment data (if you used the service)

Check out the MIUI version (Settings → About the phone)

Close all background applications

Make sure the battery is charged more than 30 times%-->

After these steps have been taken:

• 📱 Mi Pay icon will disappear from the main screen and from the app menu.
• 🔄 Background processes of the service will be stopped (battery savings) ~1-3% day-to-day).
• 🛡️ Payment card data (if linked) will remain in the system, but will become unavailable.

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If the "Disable" button is inactive, try clearing the cache and app data in the same menu first.This often solves the grey button problem.

Method 2: Application data reset (without deletion)

If you don’t want to completely deactivate Mi Pay, but you need to delete all payment data (for example, before selling your phone), use a reset.This method does not require disabling the service, but cleans all associated cards, transaction history and settings.

How to reset data:

1. Go to Settings → Applications → Mi Pay.
2. Select Warehouse and Cache.
3. Click Clear Data and confirm the action.
4. Return to the main menu of the app and click Reset Settings (if available).

Advantages of this method:

• 🔄 Quickly restore the work of Mi Pay, if necessary.
• 🛡️ Guaranteed deletion of payment data before transferring the phone to another user.
• ⚡ It does not affect the stability of the system (unlike the removal of the system from the system). ADB).

⚠️ Note: If you used Mi Pay for payment in transport (for example, in the subway of Beijing or Shanghai), the data reset will delete these bindings.

Method 3: Restricting permissions (to save battery)

Many users complain that Mi Pay consumes the battery even when not in use, due to the background activity of the service, which constantly checks for updates to payment systems and syncs with Xiaomi servers, instead of completely shutting down, you can limit the permissions to minimize the impact on autonomy.

What permissions can be safely disabled:

How to limit permissions:

1. Open Settings → Applications → Mi Pay → Permissions.
2. Turn off unnecessary permissions in turn (see the table above).
3. To limit mobile data, go to Settings → SIM-maps and mobile networks → Use of data → Mi Pay.

Yeah, I always delete or disable.

Only if they're heavily loaded.

No, I'm afraid to break stability.

I don't know how to do that.-->

⚠️ Attention: Disabling permission NFC It will make it impossible to make contactless payments not only through Mi Pay, but also through other services (Google Pay, SberPay). NFC For other purposes (such as subway or office access), leave this permission active.

Method 4: Remove via ADB (for advanced users)

If standard methods don’t work and root rights don’t work, try removing Mi Pay via ADB (Android Debug Bridge), which requires connecting your phone to your computer and basic command line knowledge. Note: improper use of ADB can cause MIUI malfunctions, especially on customized firmware (such as the Chinese versions).

Step-by-step:

1. Turn on USB Debugging on your phone: Settings → About Phone → MIUI Version (Tap 7 times) Settings → Additional → For Developers → Debugging on USB
2. Connect your phone to your PC and confirm your trust in your computer.
3. Open the command prompt (Windows) or terminal (macOS/Linux) and type: adb devices Make sure your device appears in the list.
4. Execute the command to delete: adb shell pm uninstall --user 0 com.mipay.wallet

Possible problems and solutions:

• 🔧 Command Not Found – Check if drivers are installed ADB and the path.
• 🔧 Failure [DELETE_FAILED_DEVICE_POLICY_MANAGER] — Mi Pay is protected by the device's policy on some firmware. Try to turn it off first through the settings.
• 🔧 Device not defined – turn on File Transfer mode when connecting to USB.

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Deleting via ADB doesn’t erase Mi Pay completely — it only removes the app for the current user. Once the phone is reset to factory settings, the service will reappear.

Method 5: Use of third-party tools (with caution!)

More radical methods are available for users with root rights or an unlocked bootloader, such as applications like Titanium Backup or SD Maid that allow users to freeze or completely remove system APKs.

• 🔴 Disruption of work MIUI (Especially on anti-rollback firmware).
• 🔴 Loss of warranty (if the device is under warranty).
• 🔴 Possible problems with updates OTA.

If you do decide to do this, follow the algorithm:

1. Install Titanium Backup (requires root).
2. Find the Mi Pay list (or com.mipay.wallet).
3. Choose Freeze (Safe) or Delete.
4. Reset the device.

⚠️ Note: On some models (Xiaomi) 12T, Redmi K50) Mi Pay removal can lead to errors in the work MIUI Wallet (system wallet for keys, passes, etc.) Before deleting, check if you are using this feature to store digital keys (such as from doors or a car).

What to do if Mi Pay is not turned off

Sometimes users find that the Disable button is inactive or that the app reappears after the update is deactivated. Here are the possible reasons and solutions:

If none of these methods work, consider the following alternatives:

• 🔄 Install custom firmware (like LineageOS or Pixel Experience) where Mi Pay is not available by default.
• 📦 Use launchers like Nova Launcher, which lets you hide system applications.
• 🔧 Reverse to an earlier version MIUI, where the shutdown restrictions are less stringent (for example, MIUI 12 instead MIUI 14).

FAQ: Frequent questions about Mi Pay on Xiaomi