How to Use NFC in a Xiaomi Phone: A Complete 2026 Guide

Introduction: why you need NFC in Xiaomi smartphones

NFC (Near Field Communication) technology has long ceased to be exotic โ€” today it is built into 90% of Xiaomiโ€™s flagship smartphones, including the Redmi, POCO and Mi lineups. But many users still do not know how to use it correctly. NFC allows not only to pay for purchases with a smartphone, but also to automate routine tasks, share data with other devices and even manage a smart home.

In this article, we will discuss all the ways of using NFC Xiaomi, from basic features to hidden features that are not written in the official instructions, you will learn how to set up contactless payments through Google Pay and Mi Pay, create automation using the help of the official instructions. NFC-And why some Redmi Note models might not work as well. 2023-2026 year-end NFC, despite the lack of mention in the characteristics.

If you think NFC is just about in-store payment, you're missing 80 percent of it. Let's fix it right now.

Xiaomi models support NFC in 2026

Not all Xiaomi smartphones are equipped with an NFC chip, especially for budget models. However, there are nuances: some devices (for example, the Redmi Note 12 Pro+ 5G) have a module, but it can be disabled at the firmware level for certain regions.

  • ๐Ÿ“ฑ Flagship series: Xiaomi 14/13/12 (All modifications), Mi 11 Ultra, Mi Mix 4
  • ๐Ÿ’ฐ Mid-segment: POCO F5/F4 Pro, Redmi K60/K50 Pro, Redmi Note 13 Pro+ 5G
  • ๐Ÿ” Hidden support: Redmi Note 12 Pro 5G (China only), POCO X5 Pro 5G (requires unlocking)
  • โŒ No NFC: Redmi 12C, POCO M6 Pro, most Redmi A-series models

To find out if you have NFC in your phone, check:

  1. Go to Settings โ†’ Connected Devices โ†’ NFC
  2. Or enter the NFC request in the settings search
  3. If there is no point, your model does not support the technology.
๐Ÿ“Š Your Xiaomi smartphone supports your NFC?
Yeah, and I'm a big user.
Yeah, but I don't.
No, but I would.
No, I don't need it.

Note: on some models (e.g. Redmi Note 11 Pro)+ 5G global-market) NFC It can be blocked software, and then it can be reflashed. EU-version MIUI or ROM.

How to Enable and Configure NFC on Xiaomi

Activation of NFC on Xiaomi takes less than a minute, but there are a few nuances depending on the version of MIUI.

  1. Open Settings and go to Connected Devices (on the MIUI 14/15 This may be called wireless networks)
  2. Slip on NFC (if it is not available, your model does not support the function)
  3. Activate the NFC slider at the top of the screen
  4. Below, select the modes of use: Contactless payments โ€“ for Google Pay/Mi Pay Data Sharing โ€“ To transfer files via Android Beam Only reading tags โ€“ if you use NFC-keychain

On models with MIUI 13 and older, the NFC Auto Shutdown feature is introduced, which turns off the module after 10 minutes of inactivity to save charge. If you use contactless payments often, it is better to turn off this option.

Is NFC enabled in the settings?

Is contactless payment activated?

Are you allowed to use Google Pay/Mi Pay?

Checked for a tag on the back of the phone (for payments)?-->

โš ๏ธ Note: On some models POCO (for example, POCO X3 Pro) NFC It can conflict with Game Turbo features. If contactless payments don't work, turn off the mode for games in the settings.

Contactless payments via NFC: Google Pay vs Mi Pay

The main application of NFC is payments. Xiaomi has two main services: Google Pay (formerly Google Wallet) and Mi Pay.

CharacteristicsGoogle PayMi Pay
Supported banks (Russia)Tinkoff, Sber, VTB, AlphaOnly Sber (limited)
Transaction speed0.3-0.5 sec.0.5-0.8 sec.
Working without the InternetYes (up to 5 payments)No.
Support for transport cardsYeah (Troika, Shooter)No.
Bonus programmesIntegration with banksCashback at Mi Points

To set up Google Pay:

  1. Download the app from Google Play
  2. Add the card through Add the payment method
  3. Confirm via SMS from the bank
  4. Install Google Pay as the default payment app in NFC settings

Instructions for creating automation:

  1. Open NFC Tools and select Tasks
  2. Click Add and select an action (e.g. Wi-Fi โ†’ Turn off)
  3. Save the task and bring the phone to a clean label
  4. Confirm the recording โ€“ now, when you touch the label, the action will be performed automatically

โš ๏ธ Attention: MIUI 15 there are restrictions on background work NFC. If the tags stopped working, add the automation app to Settings. โ†’ Annexes โ†’ Special access โ†’ Auto-start.

How to make a tag for guest Wi-Fi
1. Create a task with the action "Wi-Fi โ†’ Connect" 2. Specify the name and password of your guest network 3. Write it down and paste it on refrigerator 4. Guests can connect to Wi-Fi with one touch, without knowing the password.

NFC Data Transfer: Android Beam and Alternatives

Although Google has officially shut down Android Beam in Android 10, Xiaomi still allows file transfers over NFC โ€” but with reservations. Here's how it works in 2026:

The standard method (for MIUI 12-14):

  1. Enable NFC on both phones
  2. Open the file (photo, contact, link) and select Share
  3. Select Android Beam (may be called Touch to Transfer)
  4. Bring the phones back to each other.

If Android Beam doesnโ€™t work (which is likely on newer models), use alternatives:

  • ๐Ÿ“ฒ Xiaomi Quick Share (built-in) MIUI 15) - works through NFC + Wi-Fi Direct
  • ๐Ÿ”„ Snapdrop (Web Service) โ€“ does not require NFC, But you need one Wi-Fi network.
  • ๐Ÿ“Ž Send Anywhere โ€“ transfer files over 6-digit code

NFC transmission speeds are less than 424 Kbps, which is 100 times slower than Wi-Fi Direct, so NFC is only suitable for small data transfers, such as business cards, links or text notes.

NFC issues on Xiaomi and how to fix them

Even on Xiaomiโ€™s flagship models, users are facing NFC problems, and the most common solutions are:

Problem.Possible causeDecision
NFC is not includedThere is no driver in the firmwareUpdate. MIUI or EU-version
Payments don't passConflict with magnetic caseRemove the cover or use thin models
Labels are not readableWeak antenna signalBring the phone closer to the top of the tag
NFC shuts down on its ownActive energy saving optionTurn off NFC Auto Shutdown in Settings

If Xiaomi has stopped seeing NFC-Post-update tags, try them out:

  1. Clear the cache of the NFC Service application in Settings โ†’ Apps
  2. Reset network settings (Settings โ†’ System โ†’ Settings Reset โ†’ Reset Wi-Fi, Mobile Network and Bluetooth)
  3. Install the NFC Enabler Magisk Module (requires root)

โš ๏ธ Attention: Redmi Note 12 Pro+ 5G firmware NFC It can only work with local payment systems (e.g. PayTM). Google Pay will require a change of firmware region.

Hidden NFC features on Xiaomi you didnโ€™t know about

Besides the standard applications, NFC on Xiaomi has something unobvious:

  • ๐Ÿ”‘ Keycard emulation: You can write an accessible intercom card to your phone (requires the Mifare Classic Tool app and the original card)
  • ๐ŸŽฎ Gamepad connection: Some controllers (e.g, 8BitDo) maintain connection through NFC fast-pair
  • ๐Ÿ“ฆ Authentication: Consider the NFC-chips on original Xiaomi accessories (headphones, powerbank) for checking for counterfeit
  • ๐Ÿšช Smart locks: Modern electronic locks (e.g. Aqara) support unlocking through the NFC-smartphone

For emulation of intercom key cards:

  1. Download Mifare Classic Tool from Google Play
  2. Bring the original card to the phone and make a dump.
  3. Save the dump in.mfd format
  4. Use the NFC ReTag app to emulate a card

Important: Emulating someone else's key cards may be illegal in some countries, and use this feature only for personal access cards.

๐Ÿ’ก

NFC on Xiaomi can work not only as a payment tool, but also as a universal โ€œdigital keyโ€ for interacting with physical devices โ€“ from intercoms to smart locks.

FAQ: Frequent questions about NFC on Xiaomi

Can I add NFC to Xiaomi if itโ€™s not in specs?
No, the hardware unit of the module. NFC It's impossible -- it requires a motherboard replacement, but some models (like the Redmi Note 11 Pro) are not.+ 5G for China) have hidden NFC-chip that can be activated via an engineering menu or firmware.
Why does NFC drain the battery so quickly?
Normally, NFC consumes no more than 5 percent of its charge per day, and if it's faster, check if the background processes of apps like Google Pay or Mi Pay are running.
Can I use NFC to pay without the internet?
Yes, Google Pay supports offline payments (up to 5 transactions or $100 in total); Mi Pay requires a permanent connection to the network; once the Internet is restored, all offline transactions are synchronized with the bank.
How to transfer NFC-phone-change tags?
The tags themselves are tied to physical chips, but tasks can be exported: In NFC Tools, select Menu โ†’ Export / Import Save tasks to a file on Google Drive On a new phone, import tasks and rewrite them to tags
Is it safe to keep your bank cards in NFC-telephone?
Yes, it's safer than carrying physical cards, and the card data in Google Pay and Mi Pay is stored in a secure element (eSE) that's isolated from the main system, and even if you steal a phone, fraudsters won't be able to read the card data without unlocking the screen.