How to connect SberPei to Xiaomi: step-by-step instructions with photos and tips

Contactless payments via a smartphone have long become the standard - faster than getting a card and safer than carrying cash.SberPay from Sberbank allows you to pay directly from the screen of Xiaomi, Redmi or POCO But many users have problems connecting: the service does not appear in the settings, does not add a map or gives an error".

In this article, the current instruction for 2026 year-by-year MIUI 14/15 We will analyze not only the basic setting, but also the nuances for different Xiaomi models (including the budget Redmi Note and flagship Xiaomi). 13/14), And we'll also give you tips for fixing common bugs, and if you've tried to connect SberPay before, but it didn't work out, here's the solution.

SberPei works on the basis of technology NFC (Near Field Communication, which is built into most modern Xiaomi smartphones, is not enough, however, having a chip is not enough: you need the correct configuration of the software part, support from the bank and compliance with the technical requirements of Google Mobile Services (GMS). The last point is especially important for Chinese firmware or devices without Google certification – in such cases, SberPei may not work even if it is available. NFC.

Before you proceed to setup, check out three key points:

1. Your smartphone supports you. NFC (list of models below).
2. Official firmware installed MIUI Google Services (not Chinese version).
3. Sberbank’s application has been updated to the latest version (not lower than 12.0).

If one of the items fails, you can't connect SberPay, but don't get upset: there's a section in the article that provides alternative payment methods for incompatible devices.

1. Verification of Xiaomi compatibility with SberPey

Not all Xiaomi smartphones support SberPei, even if they have NFC. The main restrictions are related to:

• 📱 Lack of Google certification (Chinese versions of firmware, devices for the domestic market).
• 🔄 An outdated version of Android (below 8.0).
• 🚫 Blocking. NFC at the firmware level (found on some budget models).

Below is the compatibility table of popular models Xiaomi, Redmi and POCO with SBERPAY (data relevant to MIUI 14/15 Android 12/13/14):

If your model is not in the table, check for availability. NFC in the characteristics on the official Xiaomi website or through the settings menu: → Connected devices → NFC. If there is no item, your smartphone does not support contactless payments.

⚠️ Note: On devices with Chinese firmware (e.g. Xiaomi) 13 China ROM) The SBU will not work even if it is available. NFC. The solution is to reflash the phone to the global version MIUI (EEA/Global).

2. Preparation of the smartphone before connection

Before adding a card to SberPay, you must follow several mandatory steps, and skipping any of them can lead to errors such as "Device is not supported" or "Can not add a card."

Preparation checklist:

Enable NFC in the settings

Update the application of Sberbank to the latest version

Make sure that the smartphone has an official firmware installed MIUI (non-custom)

Connect your phone to the Internet (Wi-Fi or mobile data)

Shut down. VPN (can block the check of the device)-->

Let's take a closer look at each item:

1. Inclusion NFC

Go to Settings. → Connected devices → NFC And activate the switch (POCO F4, Redmi Note 11 Pro+) The path may be different: Settings → Additionally. → Wireless networks → NFC.

2. Updating the application of Sberbank

Launch Google Play Store, search Sberbank Online and click Update. Minimum supported version is 12.0. If no updates, uninstall the app and install again.

3. Firmware check

SberPay only works on official firmware MIUI Google services, to find out the version:

1. Open the settings → About the phone → version of MIUI.
2. If the name is China (for example, China, MIUI 14.0.5 China – firmware incompatible.

4.Switch off VPN

SberPay blocks the addition of cards when active VPN Disable it in settings or through the notification panel.

Xiaomi 13/14 Series

Redmi Note 12/11 Series

POCO F4/F5

Redmi 10/9 Series Series

Another model-->

3. Step-by-step instructions: how to add a card to SberPay

If you're done, we'll move on to adding a map, and it'll take you 5 minutes to complete the process.

Step 1. Open the Sberbank application

Launch Sberbank Online and log in (if necessary, enter a password or confirm the entrance to the bank). SMS).

Step 2. Go to the "SberPay" section.

In the main menu of the application, tap on the SberPay icon (usually located in the bottom panel or in the Payments section).

Step 3. Press "Add map"

The system will automatically check the compatibility of the device. If the error "Device is not supported", go back to the section on compatibility.

Step 4: Select a map to anchor

From the list of available cards, select the one you want to add to SberPay. If the card is not in the list, check:

• 💳 Card issued by Sberbank (MIR, Visa or Mastercard).
• 📱 The card is linked to your account in the application.
• 🔒 Contactless payments are not blocked (check in your account on the website of Sberbank).

Step 5. Confirm the addition

Enter. CVC-code (three digits on the back of the card) and confirm the operation SMS. After that, the map will be ready to use.

Step 6: Set up your default payment (optional)

If several cards are tied to SberPay, select the main one in the settings of the Sberbank application: SberPay → Settings → Default map.

💡

If you add a card, you get a "Device Can't Confirm" error, try restarting your smartphone and trying again, often solved by reconnecting to the Internet.

4. How to use SberPei on Xiaomi: a step-by-step guide

Once you've successfully connected, you can pay for your purchases in two ways: through an unlocked screen or through a Sberbank app, and we'll take a look at both.

Method 1. Payment from unlocked screen (recommended)

1. Unlock your smartphone (PIN, fingerprint or Face ID).
2. Bring the top of the phone (where the NFC- chip is located) to the terminal at a distance of 2-5 see.
3. Wait for the vibration and the sound signal – the payment was successful.

Method 2. Payment through the application of Sberbank

1. Open Sberbank Online and go to the SberPey section.
2. Choose a card to pay (if there are several).
3. Bring your phone to the terminal and the payment will be made automatically.

Important: Paying for amounts over 1000 ₽ Additional confirmation may be required (PIN-card-code SMS). This is a requirement of the bank, not a limitation of Xiaomi.

Wherever it is. NFC-chip?

In most models, the chip is located at the top of the back cover (near the camera), except for the Xiaomi Mi 11 Lite and Redmi Note 10, where the chip is shifted closer to the center. To determine the location, check the technical documentation for your model or use the test:

1. Turn on NFC in the settings.
2. Bring the phone to another device with NFC (for example, to the terminal).
3. Move your smartphone until you feel the vibration – that’s where the chip is.

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If the terminal doesn’t read the payment, try to disable the case – some models (especially metal or magnets) can shield the signal. NFC.

5. Typical errors and their solutions

Even when set up correctly, Xiaomi users often encounter problems with SberPei, and we’ve collected some of the most common bugs and ways to fix them.

Error 1: "The device is not supported"

Reasons:

• 📱 Chinese firmware without Google services.
• 🔄 Outdated version of Android (below 8.0).
• 🚫 No Google Certification (found on some models) POCO).

Decision:

1. Check the firmware version in Settings → About the phone.
2. If the firmware is Chinese, reflash the phone to the global version MIUI.
3. Update Google services through the Play Store.

Error 2: "Can't add a card"

Reasons:

• 💳 The card does not support contactless payments (check with the bank).
• 📶 No Internet connection.
• 🔒 VPN Firewall blocks connection to Sberbank servers.

Decision:

1. Turn it off. VPN firewall.
2. Check that the card is linked to the account in the application of Sberbank.
3. Reboot your smartphone and try again.

Mistake 3: The terminal does not read the payment

Reasons:

• 📱 NFC shut down or operating unsteadily.
• 🔋 Low battery charge (less than 5%).
• 📶 Cover's interfering with the signal.

Decision:

1. Turn it on. NFC and restart it in the settings.
2. Charge your phone to 10% or more.
3. Remove the cover and try again.

⚠️ Note: If after all the manipulations, SberPay still does not work, check whether contactless payments at the bank level are blocked.

6.SberPei Alternatives for Xiaomi without NFC

If your smartphone does not support you NFC or SberPei for other reasons, there are alternative ways to contactless payment:

1. Google Pay

It works on most Xiaomi devices with Android 8.0+ Google services. It supports maps. Visa/Mastercard/MIr. To connect:

1. Install Google Pay from the Play Store.
2. Add the card through the app.
3. Set up payment by default in Settings → Contactless payments.

2. Samsung Pay

Available only on supported devices MST (magnetic data transfer, but some Xiaomi models (such as the Mi 10 on custom firmware) can emulate this technology:

1. Download. APK-Samsung Pay file from a trusted source (e.g. APKMirror).
2. Install the application manually (allow installation from unknown sources).
3. Add a map and check the work at the terminal.

3. QR-codes

If contactless payments are not possible, use QR-code:

• 🏦 In Sberbank Online: section Payments → QR-code.
• 💳 Tinkoff or VTB: similar functionality.

The disadvantage of the method is that you need to unlock the phone and open the application, which is longer than NFC.

4. Wearable devices with NFC

If the smartphone does not support contactless payments, you can use:

• ⌚ Xiaomi Mi Band 7 Pro or Watch S3 (s NFC).
• 💳 SberPey Ring or Brelock (attached to the card through the application of Sberbank).

7: Security of the SilverPei on Xiaomi: What You Need to Know

Contactless payments via a smartphone are more reliable than a physical card, but require a few rules:

1. Protection of the device

• 🔒 Use it. PIN-code, fingerprint or face ID unlockable.
• 📱 Do not store passwords from banking applications in notes or SMS.
• 🔄 Update regularly MIUI and Sberbank appendix.

Limitations on the amount

For payments through SberPei, there are limits:

• 💳 Unconfirmed: up to 1,000 ₽ single-operation.
• 💳 With confirmation (PIN/SMS): before 150 000 ₽ day (depending on the card rate).

Limits can be changed in the personal account of Sberbank or through a call in support.

3 What to do if your phone is lost

1. Immediately block the card through Sberbank Online (web version) or by number 900.
2. Use Google’s Find Device feature to remotely lock your smartphone.
3. If your phone is stolen, call the police. IMEI can be traced.

4. Fraudulent schemes

Be careful with:

• 📧 Phishing SMS (For example, “Your card is blocked, click here").
• 📞 Calls from the security service asking to call CVC-code.
• 💻 Fake websites of Sberbank (check the address – it should be sberbank.ru).

⚠️ Note: If you sell or transfer your Xiaomi to another person, be sure to delete all cards from SberPay through the settings of the Sberbank application!

FAQ: Frequent questions about SberPei on Xiaomi