The modern smartphone market is oversaturated with devices, but even flagships from Xiaomi or Redmi are often deprived of one key advantage – native support for Samsung Pay. Users who switch from the Korean giant’s devices often find it impossible to simply copy their data and continue using their usual payment service. NFC-module, and in software restrictions and security checks that block the application on third-party devices.
However, technically advanced users have found ways to get around these restrictions: Samsung Pay installation on Xiaomi is only possible on devices with an unlocked bootloader and obtained superuser rights (Root). Standard methods through the official Google Play app store to run the service on the “clean” firmware MIUI or HyperOS will not work, since the application conducts a deep diagnostic of the system at launch.
In this guide, we will take a look at all the emulation and installation methods available, assess the risks and suggest viable alternatives. It is important to understand that any manipulation of system files and uploader carries potential risks, so backing up data before starting work is not just a tip, it is a necessity.
Technical limitations and security checks
The main obstacle to installing Samsung Pay on Xiaomi smartphones is the security system Samsung Knox. This is a set of hardware and software measures that checks the integrity of the operating system at each boot of the device. If Knox detects changes in the system partition, the presence of root rights or a non-standard bootloader, the payment service is blocked instantly.
In addition, the app requires specific libraries and certificates that are only embedded in Samsung devices by default. APK-If you try to add a map, the system will give you a compatibility error, which is why the usual methods of installing applications do not work here.
Why Samsung Pay is safer than Google Pay?
It’s also worth mentioning that with each update to Android and the Samsung Pay app itself, developers are closing loopholes that enthusiasts have used.What worked on Android 11 may stop working on Android 13 or 14 without additional patches.
Preparation of the device required
Before you start installing, you need to make sure that your Xiaomi or POCO smartphone meets a number of stringent requirements. Without these conditions, further action does not make sense and can lead to unstable system operation.
The first and most important step is unlocking the bootloader. In the Xiaomi ecosystem, this is done officially through the Mi Unlock Tool utility, but the procedure requires a wait of 7 to 168 hours after the account is linked. Without the unlocked bootloader, you can not obtain superuser rights.
☑️ Preparing the smartphone for modification
It is necessary to establish a custom_recovery_, for example, TWRP. It's where you install Magisk, a root rights management tool that also hides the rights from security applications. 60%, as the process of refrigeration is energy intensive.
Method of installation through Magisk and patches
The most effective way to launch Samsung Pay on Xiaomi is to use modules for Magisk that replace the device’s system identifiers by impersonating a compatible Samsung smartphone, a method that requires care, as a mistake in configuration files can lead to a “boot loop”.
Once Magisk is installed, you need to activate Zygisk in the application settings, which will allow you to embed the module code into the processes of other applications, then download a special module, such as Universal SafetyNet Fix or specialized scripts for emulating Samsung services, which can be found on profile developer forums.
| Component | Appointment | Status of necessity |
|---|---|---|
| Magisk | Root rights management | I'll be sure. |
| Zygisk | I'll be sure. | |
| Samsung Pay Fix | Substitution of identifiers | Critically. |
| Hide My Applist | Hiding the application list | Recommended |
An important step is to set up the exception list in MagiskHide, which means that you need to hide the root rights not only from Samsung Pay itself, but also from Google Play Services and system security services, and if the system detects interference, the app simply won’t open or block the addition of cards.
💡
Use the Magisk module called Play Integrity Fix to pass Google security checks, which indirectly affects the operation of banking applications.
Configure build.prop and system parameters
In some cases, installing modules is not enough and requires manual editing of the system file build.prop. This file contains information about the device model, manufacturer and other parameters that are read by the applications. By changing these values, we can “cheat” Samsung Pay, making it think that it is running on the Galaxy S23 or other supported model.
File editing requires superuser rights and a dedicated file manager, such as Root Explorer or Mixplorer. Be extremely careful: one extra letter or gap in the syntax can cause the smartphone to stop loading. Be sure to back up the original file before making changes.
⚠️ Warning: Change to build.prop may disrupt work OTA-You can only do this if you understand the syntax of the Android manifestos.
You need to find the lines that are responsible for the device model (ro.product.model), brand (ro.product.brand) and manufacturer (ro.product.manufacturer), and replace their values with the corresponding Samsung device. However, modern versions of Android have integrity protection mechanisms, so this method does not work on all MIUI firmware.
Alternative payment solutions for Xiaomi
Given the complexity and risk involved in installing Samsung Pay on Xiaomi, it makes sense to consider alternatives that work consistently and are officially supported, most notably Google Pay (or Google Wallet), which is natively integrated into the system and does not require complex manipulation.
Also worth paying attention to the service Mir Pay, which is actively developing and supports card payments of Russian banks, which in the current conditions is a critical factor. NFC without the need for root rights.
For users critical to the Samsung ecosystem, the only reliable solution is to use wearable devices like the Galaxy Watch paired with a phone, although they may have limitations when working with uncertified smartphones.
Possible problems and solutions
You may encounter a number of bugs during the setup process, the most common being the message that the device is not certified or changed, which happens if Magisk failed to hide root rights from checking the Play Integrity API.
The solution could be to update security modules, clean up the data from the Samsung Pay app and try again. NFC-Module: Some Redmi budget models have stripped-down versions of chips that don’t support card emulation mode (HCE), payable.
⚠️ Warning: If after patching, the phone starts to discharge or heat up quickly, remove the installed Magisk modules immediately.
In some cases, a full reset of the settings (Wipe Data) after installing all the necessary patches, but before the first attempt to launch the payment application, helps, which allows the system to create new caches already taking into account the changes made.
Final safety recommendations
Using a modified system for financial transactions always carries increased risks. By installing Samsung Pay bypasses, you effectively open up secure memory areas, which in theory can be used by malware.
It is recommended not to store large amounts of funds on such a smartphone and set limits on operations in the banking application. Regularly check the list of installed applications with access rights to NFC and the system.
💡
The stability of Samsung Pay on Xiaomi depends on the Android version and security patches – after each firmware update, the procedure may have to be repeated.
If you are not sure about your technical skills, it is better to use standard payment methods or buy a device where the necessary functions work out of the box.