Xiaomi smartphone owners often wonder if Samsung Pay can be used on their devices, which is famous for its high degree of reliability and widespread support of banks. Despite the fact that Samsung Pay was originally designed exclusively for the devices of the Korean giant, tech-savvy users have found ways to get around these restrictions.
The main difficulty is that Samsung’s payment system is tightly tied to Knox’s unique hardware identifiers and security certificates. Without these digital signatures, the app will refuse to launch or allow you to add a bank card. However, using specialized tools and environment emulation, you can make the service think that it is running on a native Galaxy device.
It is worth warning right away: the process is not official and requires some knowledge in the field of Android administration. You will have to work with superuser rights and change system files. If you are not confident in your abilities, it is better not to start, as an error can lead to unstable system operation or blocking important functions.
Before we take action, we need to be clear about what we’re going to face.Samsung Pay uses technology MST (Magnetic safe transmission only on very old models, but on modern smartphones works exclusively through the use of a NFC. Presence is the presence NFC-The module in your Xiaomi is the first and mandatory condition. Without a short-range contactless chip, any manipulation is pointless.
Technical requirements and compatibility check
The first step is to thoroughly check the hardware of your smartphone. Not all Xiaomi models, even flagship ones, have an NFC module, which is necessary for contactless payment. Often in global versions this module is absent, although in Chinese versions it may be present.
The second critical aspect is the version of the operating system and the MIUI or HyperOS shell. Some methods only work on certain versions of Android, such as 10 to 13. On newer versions, security can be strengthened, which will require more complicated workarounds. It is also important that the bootloader of the device is unlocked, since without this it is impossible to obtain root rights.
The third piece of the puzzle is the presence of Google drivers and services installed. While Samsung Pay is proprietary, it often conflicts with the lack of Google certified services on global firmware. Make sure your Google account is verified and has no restrictions.
Below is a table that helps you quickly assess the chances of success depending on the model:
| Xiaomi model | Presence of NFC | Bootloader status | Probability of success |
|---|---|---|---|
| Xiaomi Mi 9 / 9T Pro | There is. | Unlocked. | Tall. |
| Redmi Note 8 (Global) | No. | Blocked. | Impossible. |
| Xiaomi 12 / 13 Series | There is. | Unlocked. | Medium (complex setup) |
| Poco F3 / F4 | There is. | Unlocked. | Tall. |
⚠️ Note: If the settings "About the phone" in the firmware version bar there are letters"CN" (China, this is the Chinese version. Global firmware (Global) is labeled"MI" or"RU". Installation methods may vary for different regions.
Preparation of the system: Root-rights and Magisk
Introducing Samsung Pay system components into someone else’s device requires super-user rights. Standard Android will prevent applications from changing the system partitions where security data is stored. The best tool to do this today is Magisk, which allows you to root and hide it from validating applications.
The process of obtaining rights begins with unlocking the bootloader through the official Mi Unlock Tool utility. This action will erase all data from the phone, so make sure to back up. Once unlocked, you need to install a custom recavator, such as TWRP, through which the Magisk installation is performed.
Once you have successfully installed Magisk, open the app and go to settings, and you need to activate Zygisk, which allows you to embed Magisk code into the Zygote process, which is critical to the operation of the root hiding modules. Without Zygisk enabled, the next steps will be useless.
☑️ Xiaomi Preparation for Modification
It's important to understand that root rights are a trigger for many banking and security applications. Samsung Pay is also a detect, so setting rights is not enough, you need to properly configure them, and this is done through the exception list in Magisk settings and installing specialized modules.
Installation of necessary APK-file-services
The most time-consuming step is finding and installing the correct versions of files. You will need three main components: Samsung Pay itself, Samsung Account, and Samsung Framework. Versions of these apps must be compatible with each other and with the Android version of your Xiaomi.
You should only download files from trusted sources, such as APKMirror or Galaxy Store (if you have the option to log in). Using modified versions from questionable Telegram channels carries the risk of introducing malicious code that can intercept your card data. Always check the hash amounts of files.
The order of installation matters. First you install Samsung Account, then you install the framework, and then you end up with the payment app itself. When you try to launch, you'll probably see an error like "Device not certified" or "Not supported." This is a normal security response that we'll fix next.
Where to find the old version of Samsung Pay?
Once you have installed all the components, don't try to add a map right away. First, you need to complete the configuration of the system modules. If you skip this step, the application will endlessly require an update or reboot, entering the error cycle. Make sure that the application settings for all three components (Pay, Account, Framework) give all possible permissions, including location access and NFC.
Configure Magisk and modules to bypass protection
Now, the magic of bypassing locks is that Samsung Pay needs to use the MagiskHide Props Config module or custom scripts to replace the device model, but a more modern and effective method is to use the Universal SafetyNet Fix module in conjunction with Shamiko.
Shamiko allows you to hide root rights from apps that are not added to Magisk’s exclusion list. You need to add Samsung Pay, Samsung Account, and Google Play Services to the Denit List, but you need to turn on “Hide my apps” in Shamiko’s settings.
It replaces system properties such as ro.product.model and ro.product.manufacturer, making the system think it is running on the Samsung Galaxy S21 or other supported model. Once the module is installed and the props are changed, you need to perform a full reboot of the device.
⚠️ Warning: When swapping system properties (props), be careful. Incorrect value can cause other applications that depend on checking the device to stop working, such as bank clients or anti-cheat games.
You can check the effectiveness of the masking with the YASNAC app or SafetyNet Test. If you see the green boxes opposite "Basic Integrity" and "CTS Profile Match", then the system considers your device certified, only then it makes sense to launch Samsung Pay.
Account registration and card addition
If all the previous steps are done correctly, you can sign in to your Samsung Account. If you don’t have an account, you will have to register it, which may require you to change the region in your phone settings to Korea or the United States, as in some countries the service is not officially introduced.
If you try to add a card, the system may request additional verification, which is standard security procedure, enter the card details, expiration date and CVV-The bank will send it. SMS Successful addition of the card means that the tokenization was successful and NFC chip ready to emulate payment terminal.
However, even after adding a card, nothing can happen when you bring your phone to the terminal. This is because the standard NFC interface in Xiaomi can intercept a request. In NFC settings, you need to set Samsung Pay as the default payment application. The path usually looks like: Settings → Connections → NFC and contactless payment → Default payment.
💡
If the terminal can't see the phone, try turning off the screen or, conversely, waking it up. - On some Xiaomi models NFC-The antenna is located in the upper part, and you can not cover it with a finger when paying.
It’s also worth noting that Samsung Pay’s ability to run on an uncertified device often requires keeping the phone unlocked.The biometrics (fingerprint or face) may not work to authorize payment in a modified version, and you’ll have to enter the card’s PIN or password from your Samsung account.
Possible errors and ways to eliminate them
You may encounter a variety of problems in the process, and one of the most common is the sudden shutdown after an app update. Samsung regularly updates its security services and the old methods of bypassing stop working. The solution is one: look for the latest versions of Magisk modules or go back to the previous version of the APK app.
Another common mistake is, "Security Certificate is corrupted." This happens if you reset your phone settings or update your firmware without backing up your persist and data partitions. You can't restore Knox certificates on a device that never had them, but on devices with a Knox that once worked, you can try to restore the EFS backup.
Conflicts with Google Pay (now Google Wallet) are also not uncommon, and it can be difficult to use two contactless payment services with the same account or card at the same time, and the system can block one of the applications, in which case it helps to clean the application data or temporarily shut down one of the services.
| Mistake. | Probable cause | Decision |
|---|---|---|
| The device is not supported | The model replacement did not work (Spoof) | Check the Magisk module, restart |
| I can't add a map. | The bank does not support tokenization | Try another bank card |
| Payment doesn't pass | NFC is intercepted by the system | Select Samsung Pay by default in the settings |
⚠️ Attention: Firmware update MIUI/HyperOS"airborne" (OTA) You can get root rights off and reset Magisk, and you have to reset the configuration process after each update.
Alternative methods and conclusions
There is a less risky but more limited method, using Mi Pay if your bank supports the technology in your area. However, Xiaomi has a much narrower list of supported banks than Samsung Pay. For users in Russia and the CIS, installing Samsung Pay on Xiaomi remains one of the few ways to pay with a phone without restrictions.
It’s also worth considering using physical cards with NFC rings or key fobs that clone your card.It doesn’t require tampering with the software of your smartphone and works consistently on any NFC-enabled device, though less convenient than paying with a phone.
💡
Installing Samsung Pay on Xiaomi is a constant arms race between bypass developers and Samsung security services.Stability is not guaranteed and depends on the relevance of the modules used.
In conclusion, Samsung Pay is possible on Xiaomi, but it takes time, patience and a willingness to crash.It’s a solution for enthusiasts who understand the risks and know how to work with Android. If you want a 100% guarantee of payment, you’d better use Galaxy devices or alternative payment methods.