How to permanently remove Mi Pay with Xiaomi Redmi: 3 proven ways

Why Mi Pay is getting in the way of Xiaomi Redmi users and can it be safely removed?

Mi Pay is pre-installed on all Xiaomi and Redmi smartphones as part of the MIUI ecosystem. It is designed for contactless payments via NFC, but many users face problems: the application takes up space in memory, sends notifications of inactivity, and sometimes even blocks NFC for other services (for example, Google Pay or SberPay), Moreover, after updating MIUI 14/15 Mi Pay can automatically activate even if you do not use it.

In this article, we will discuss three ways to get rid of Mi Pay: 1 Easy disable (without deletion), 2 Deactivate through system settings, 3) Complete deletion via ADB (for power users).

Important: Not all methods work on Redmi with a locked bootloader or on devices running HyperOS (a new firmware from Xiaomi).

Before you start, check: ✔ MIUI Version (in Settings → About Phone), ✔ Root Rights Status (if any), ✔ Data Backup (in case of failures). Deleting system applications can disrupt NFC or cause MIUI errors - test at your own risk.

Method 1: Disable Mi Pay without deletion (the safest)

If you are simply disturbed by notifications or an icon in the menu, just disable the application with standard Android tools. This method does not require superuser rights and reversible:

1. Open Settings → Applications → Application Management.
2. In the search box, type Mi Pay (or com.miui.tsmclient, the technical name of the package).
3. Click on the app, then select Disable (or Remove Updates if the button is active).
4. Confirm the action in the pop-up window.

✅ Pros: Does not affect the work NFC, back up.

❌ Cons: the application will remain in the system and can be activated again after the update MIUI.

💡

If the “Disable” button is inactive, try removing all app updates first (if any) and then try again.

Method 2: Deactivation through NFC and Payment Settings

Mi Pay is closely integrated with the NFC module, so it can be deactivated through contactless payment settings.This method is suitable for the Redmi Note 10/11/12, Redmi 9/10 and other models with NFC:

• 📱 Go to Settings. → Connections and sharing → NFC.
• 🔄 Turn off the contactless payments slider (or Mi Pay, if there is such a point).
• 🚫 In some firmware you need to additionally go to Settings → Accounts and synchronization → Mi Account and disable synchronization of payment data.

After that, Mi Pay will stop running automatically, but its icon may remain on the menu. To hide it, use a launcher from a third-party developer (for example, Nova Launcher or Microsoft Launcher).

Method 3: Completely remove Mi Pay via ADB (for advanced ones)

This method allows you to permanently remove Mi Pay from the system, but requires a connection to a computer and knowledge of ADB commands. Suitable for Redmi on MIUI 12/13/14 and HyperOS, but does not work on devices with a locked bootloader and MIUI protection enabled.

Enable debugging on USB In Settings → The phone. → Version. MIUI (press 7 once)|Install drivers ADB on PC (download from [developer.android.com](https://developer.android.com))|Download the platform ADB Tools|Connect the phone to the PC by USB (Transfer of files")|Run the command line in the folder with ADB-->

Next, execute the commands in order:

adb devices

(Your device should show up – if not, check the drivers and cable.)

adb shell


pm uninstall -k --user 0 com.miui.tsmclient

If the command is error-free, Mi Pay is removed for the current user, and to delete the entire command (including all users), use:

pm uninstall --user 0 com.xiaomi.payment

💡

Removing via ADB does not require root rights, but only works for the current user profile.

What if Mi Pay is back after the MIUI update?

After major updates (e.g., from MIUI 13 to MIUI 14), pre-installed applications, including Mi Pay, can be restored.

If Mi Pay returns after each update, consider turning off automatic updates to system applications:

1. Go to Settings → About the phone → System update.
2. Click on the three dots in the top right corner and select Update Settings.
3. Turn off Auto Update System Applications.

💡

On some HyperOS firmware, you can block the Mi Pay update via Settings → Apps → Special Access → App Update in the background (find Mi Pay and turn off permission).

Mi Pay alternatives for contactless payments on Redmi

If you have deleted Mi Pay but want to use NFC for payments, install one of these apps:

• 💳 Google Pay – works with all Redmis NFC Android 8+. Supports cards Mir, Visa, Mastercard.
• 🏦 SberPay – optimized for Russian banks, but requires a binding of a Sber card.
• 📱 Samsung Pay – despite the name, works on Xiaomi (registration is required in the Samsung service).
• 🌐 Apple Pay (via emulation) – only for advanced users with Magisk and Apple Pay Enabler module.

Before installing an alternative, check: ✅ Compatibility with your bank (e.g. Tinkoff and Alfa Bank work with Google Pay, but not all versions of Google Pay) MIUI). ✅ Certification HCE (Host Card Emulation in your Redmi model.

💡

On Redmi without Google certification (e.g. global versions for China), Google Pay may not work. In this case, use a SberPay or a physical card with NFC.

Risks and consequences of removing Mi Pay

While deleting Mi Pay usually goes without problems, there are nuances to be aware of:

⚠️ Note: Some Redmi models (e.g. Redmi Note 8 Pro or Redmi) 9T) Mi Pay is responsible for the operation of the security chip, which is used not only for payments, but also for data encryption, and its removal can lead to errors in file encryption or malfunctions in the Mi Account.

Other possible problems:

• 🔴 Mistake. NFC — If the contactless payment module was tied to Mi Pay, other apps (e.g. Google Pay) may not see the chip.
• 🔄 Cyclical reboot - extremely rare, but on some firmware MIUI 13 removal of system applications leads to bootloop (locked on).
• 📱 Blocking Mi Account – if the phone is tied to a Xiaomi account, the system may suspect a hack and lock the device.

To minimize risks: 1) Before deleting, back up via Settings → Additional → Backup and Reset. 2 Use Method 1 or 2 (disable without deletion) if you are unsure of your actions. 3) After deleting via ADB, check NFC using the NFC Tools app (available on Google Play).

FAQ: Frequent questions about removing Mi Pay on Xiaomi Redmi