Xiaomi’s Mi Coin: A Complete Guide to Loyalty Points in 2026

If you’re a big user of Xiaomi’s technology, from smartphones to smart light bulbs, you’ve probably seen Mi Coin mentioned in the brand’s official apps, which is not a cryptocurrency or a domestic currency for games, but a full-fledged loyalty program that allows you to earn points for everyday activities and spend them on discounts, gifts or even real goods, but many users still don’t understand how this system works, what actions bring the most Mi Coin, and where they are most profitable to spend.

In this article, we will look at all aspects of Mi Coin in 2026, from basic principles to hidden chips that are not even mentioned in the official documentation, learn how to maximize the efficiency of collecting points, avoid typical errors in their use, and even how to exchange Mi Coin for goods with maximum benefit.

What is Mi Coin and How Does it Work in Xiaomi’s Ecosystem?

Mi Coin is a virtual loyalty currency that Xiaomi has introduced to encourage active users of its ecosystem, essentially analogous to bonus programs from other brands (such as Samsung Rewards or Apple Cash), but with unique features tied to Xiaomi services, points are awarded for performing various actions in official applications, buying from the Mi Store, participating in promotions and even using the brand’s smart devices.

The main difference between Mi Coin and the classic bonus programs is their flexibility and integration with the ecosystem. For example, you can get points not only for buying a smartphone, but also for daily use of the Mi Band fitness bracelet, watching videos in Mi Video or even for participating in testing new features in the game. MIUI. At the same time, you can exchange the accumulated Mi Coin not only for discounts, but also for exclusive goods, access to premium functions or even for real money (in some regions).

It is important to understand that Mi Coin is not a cryptocurrency, and its exchange rate is not tied to real currencies.The exchange rate is set by Xiaomi itself, and it can vary depending on the region, stocks and type of goods. For example, in 2026 in Russia and CIS countries for 100 Mi Coin you can get a discount of about 1-1.5$, But when exchanged for specific goods (for example, accessories), the rate may be more profitable.

• 💰 Accumulation: points are awarded for actions in applications, purchases, participation in promotions.
• 🛒 Use: Exchange for discounts, goods, premium features or gifts.
• 🌍 Regionality: rules and exchange rates vary by country (China, India and Europe vary).
• 🔄 Validity: Points may burn if an account is inactive for more than 12 months.

⚠️ Note: In 2026, Xiaomi tightened the rules for accruing Mi Coin for certain actions, for example, the previous video viewing in Mi Video gave up to 50 points per day, and now the limit is reduced to 20. Also, the ability to receive points for daily entry into the Mi Account has disappeared – now only Mi Points are charged for this (another currency that can not be exchanged for goods).

How to register in the Mi Coin program and link an account

To start receiving Mi Coin, you need to have a Mi Account (aka Xiaomi Account) if you already have a Xiaomi, Redmi or smartphone. POCO, You may have already created an account, which you can use to participate in the loyalty program, but if you do not have an account, you can register directly in the Mi Store, Mi Home or on the official Xiaomi website.

After registration, you must link your account to the Mi Coin program.

1. Open the Mi Store app (or Xiaomi Shop in some regions).
2. Go to the Profile section → Mi Coin (or Balls).
3. Click Join the program and confirm your participation.
4. You can now get and spend points.

Important: In some countries (e.g. China), the Mi Coin program is called Xiaomi Shangcheng Jifen, but the essence remains the same. Also note that to get points for purchases, you need to have your Mi Account linked to the same phone number or email that you specified when you place your order.

If you have multiple Xiaomi accounts (e.g., one for a smartphone, one for a smart home), Mi Coin points will be credited to the account used to perform the action. You can’t combine points from different accounts – this is a common mistake of users.

How to Get Mi Coins: From Everyday Actions to Hidden Chips

There are several ways to earn Mi Coin, and they can be divided into three categories: passive (points are awarded automatically for using devices), active (you need to perform specific actions) and one-time (for example, participation in promotions).

1. Passive methods (points for using devices)

These points are automatically awarded if your Xiaomi devices are linked to your Mi Account and connected to the Internet.

• 📱 Smartphones Xiaomi/Redmi/POCO: for daily use (screen unlocking, calls, messages) 5 Mi Coin in a day.

The more Xiaomi devices you have in the ecosystem, the more passive points you get. For example, if you have a smartphone, bracelet and smart lamp, you can get up to 20 Mi Coins per day without any additional actions.

2. Active methods (for specific actions)

You have to do certain tasks to get points, and the most popular ones are:

One of the most profitable ways is to write reviews on purchased products, for example, for a review on a Xiaomi 14 smartphone you can get up to 50 Mi Coin, and for a review on a case – 10. The main rule is that the review must be expanded (at least 50 characters) and contain photos of the product.

3. Single-time methods (promotions and promotions)

Sometimes Xiaomi holds temporary promotions where you can get a large number of points in a short period of time.

• 🎁 Inviting friends: For every guest who registers and makes a purchase, you get up to 100 Mi Coins.
• 🛍️ Black Friday Shopping: For purchases on certain days, points can be awarded in double or triple size.
• 📱 Testing new features: if you participate in beta testing MIUI You can get up to 500 Mi Coins.
• 🎮 Game promotions: in the Mi Game Center application, sometimes events take place where points are given for passing levels in games.

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If you plan to buy goods in the Mi Store, check before paying the section "Shares" - sometimes there are promo codes that give you the right to buy goods. +50% Mi Coin to Buy.

Where and how to spend Mi Coin: Best Exchange Ways in 2026

Saving Mi Coins is only half the battle, and the key is to spend them properly to get the most out of them. In 2026, users have a few basic ways to exchange:

1.Shopping discounts at the Mi Store

The most obvious way is to use the points as a partial payment for items in the official Xiaomi store. For example, when you buy a Redmi Note 13 Pro smartphone, you can pay up to 10% of its value with points. = 1–1.5$, It may vary depending on the stock.

Important: the discount points are not added to other promotional codes, that is, if the product is a 20% discount, and you also want to pay part with points, the discount will apply only to the remaining amount after using Mi Coin.

2. Exchange for real goods

In the Mi Coin section → The exchange in the Mi Store app has a catalog of products that you can get exclusively for points:

• 🎧 Accessories: covers, glass, cables, powerbank.
• 💡 Smart devices: sensors, sockets, lamps Yeelight.
• 🎁 Gift cards: certificates for purchases in the Mi Store or partner stores.
• 🎮 Digital Goods: Mi Video Premium, Mi Cloud and other services.

The best deals usually appear in the Exclusive section. For example, in 2026, for 5000 Mi Coin you could get a smart speaker Xiaomi Smart Speaker, which in the store costs about 50.$. The exchange rate was 100 Mi Coins. = 1$, What is more profitable than paying a discount.

3. Participation in raffles and auctions

Xiaomi periodically holds prize draws among users with a certain amount of Mi Coin. For example, to participate in the draw of the Xiaomi 14 Ultra smartphone, you need to have at least 10,000 points. The chances of winning are small, but if you have nowhere to spend the accumulated Mi Coin, why not try?

There are also auctions available in some regions where you can trade points for rare items, such as limited versions of smartphones in India.

⚠️ Note: When exchanging Mi Coin for goods or discounts, pay attention to delivery times.Some exclusive items from the exchange section can be delivered up to 30 days - this is prescribed in the conditions, but many users forget about this and leave negative reviews.

Hidden chips and life hacks for maximum accumulation of Mi Coin

If you want to accumulate Mi Coins as quickly as possible, the usual ways won’t be enough.There are a few hidden chips that only experienced users of the Xiaomi ecosystem know about.

1. Multi-accounting (with caution!)

Some users register multiple Mi Accounts and take steps to get points on each, such as creating an account for a smartphone, another for a fitness bracelet, and a third for a smart TV.

• 🚫 Blocking: If Xiaomi suspects multi-accounting, all accounts may be blocked.
• 📵 Restrictions: Only one account can be linked to a single phone number or email.
• 💳 Purchase problems: Points from different accounts cannot be combined to pay for a single order.

If you do decide to do this, use different devices and IP-addresses for each account.

Automation of points acquisition

Some actions can be automated to receive Mi Coins without constant monitoring.

• 🤖 Mi Band Sync: If you turn on automatic step data sync every 30 minutes, you’ll get points even when you’re asleep.
• 📺 Background video viewing: in Mi Video you can run the video at minimum volume and leave it running in the background (but don’t abuse it – the system can count this as a fraud).
• 🔄 Auto-update firmware: if you enable automatic update MIUI, You will receive points for each installation of a new patch.

3. Participation in closed testing

Xiaomi regularly recruits users to test new features MIUI You can get 500 to 5000 Mi Coins for participating in these programs, depending on the complexity of the testing:

1. Subscribe to the official channel MIUI Telegram or Mi Community.
2. Keep an eye out for announcements about the tester set (usually they are published 1-2 weeks before the start).
3. Fill out the questionnaire and wait for approval (priority is given to active users with a large number of Xiaomi devices).

Register with Mi Community|

Create a backup of the data |

Make sure your device supports beta versions.|

Follow the announcements in official channels|-->

4. Use of partnership programs

Xiaomi cooperates with other services where you can also earn Mi Coin.

• 🏦 Bank cards: in some countries, additional points are awarded when paying with partner cards (for example, Sberbank in Russia.
• 🎮 Gaming platforms: for achievements in games from Xiaomi Game Center you can get up to 100 Mi Coins per day.
• 🛒 Marketplaces: when buying on AliExpress through an official partnership with Xiaomi, sometimes give bonuses.

⚠️ Note: In 2026, Xiaomi tightened the rules for accruing points for affiliate programs, and now for purchases from partners, points are awarded only if payment has passed through the official Mi Pay plugin in the Mi Store app. Payment through third-party services (for example, directly on the partner’s website) is not counted.

Common User Mistakes and How to Avoid Them

Many users lose Mi Coins or lose them due to errors, and here are the most common ones and ways to avoid them:

1. Unbound devices to Mi Account

If your smartphone or fitness bracelet is not tied to your Mi Account, you will not receive passive points for using it.

1. Open the Settings app on your smartphone.
2. Go to the Xiaomi Account → Devices.
3. Make sure your device is listed.

If the device is not tied, do so through Settings. → Add an account.

2. Overdue points

Mi Coins have an expiration date – if your account is inactive (no logins, purchases or other activities) for 12 months, all points will burn.

• 📅 Sign up for your account at least once every 2-3 months.
• 🛍️ Make small purchases (such as covers or accessories) every six months.
• 📱 Use at least one Xiaomi device every day.

3. Inefficient exchange

Many users spend Mi Coins on the first items they find without comparing exchange rates, for example, for 1,000 points you can:

• 🎁 Get a 10 discount$ on a smartphone (course 100 Mi Coin) = 1$).
• 💡 Buy a smart light bulb Yeelight for 1000 points (course 100 Mi Coin) = 1.5$).
• 🎧 Buy wireless headphones Redmi Buds for 3000 points (course 100 Mi Coin) = 0.8$).

Obviously, the exchange for a lamp is better than for headphones. Always compare rates before the exchange!

4. Ignoring regional specificities

The rules of the Mi Coin program vary depending on the country, for example:

• 🇨🇳 In China, you can exchange points for alimony or utility payments.
• 🇮🇳 India has double points for holiday shopping.
• 🇷🇺 In Russia and the CIS, the exchange for real money is impossible (only for goods or discounts).

Before you plan to accumulate, check the rules for your region on the official Xiaomi website.

Mi Coin vs Mi Points: What’s the difference and what’s the best thing?

Many users confuse Mi Coin and Mi Points, thinking they are the same thing, but they are actually two different loyalty currencies with different rules:

Mi Points is a more “game” currency that is harder to accumulate in large quantities, but it can be obtained in simple actions (for example, for daily login to the application). However, it is almost impossible to exchange Mi Points for something valuable, you can spend them only on participating in draws or buying virtual gifts in the Mi Community.

If your goal is real profit (discounts, goods), then focus on Mi Coin. Mi Points are only suitable if you like to participate in promotions and sweepstakes.

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Mi Coin is for pragmatic users who want real benefits. Mi Points is for those who like to participate in promotions and games, but do not expect serious bonuses.

FAQ: Frequent questions about Mi Coin