Mi Coin in Xiaomi: What is it, how does it work and do you need it in 2026?

If you own a Xiaomi, Redmi or a smartphone POCO, I’m sure you’ve noticed the mysterious Mi Coin service (or Xiaomi Coin in new versions) in the list of applications. MIUI). Many users are asking themselves: what kind of program is it, why is it needed, is it possible to earn money and does not it spy on you? In this article, we will examine in detail all aspects of the Mi Coin, from the mechanics of bonuses to security issues and optimization of battery consumption.

Mi Coin is not a virus or malware, but an official loyalty program from Xiaomi, integrated into the ecosystem. MIUI. However, its usefulness for the average user is often questionable. Not everyone knows that Mi Coin bonuses can be exchanged for real discounts in the brand store, and some tasks bring additional points for ordinary activities such as walking daily or using standard applications. From traffic waste to potential data breach risks, let's get this straight.

What is Mi Coin and How Did It Appear in Your Phone?

Mi Coin (or Xiaomi Coin) is the internal currency of Xiaomi’s ecosystem, which is awarded to users for performing various actions in a smartphone.The program was launched in 2019 as part of the company’s strategy to retain audiences and encourage the use of branded services. It is now available on all devices with MIUI 11 and newer, including Redmi smartphones, POCO And even some Black Shark models.

It's basically the equivalent of loyalty programs from banks or retailers, but with a focus on digital activities.

• 📱 Use of standard applications (Mi Browser, Mi Video, Mi Music)
• 👟 Physical activity (steps recorded through Mi Fitness)
• 🔄 Daily login to your Mi Account
• 🛒 Shopping at the Mi Store or on the Mi Commerce platform
• 📊 Participation in surveys and testing of new features MIUI

It's important to understand that Mi Coin is not a cryptocurrency, despite the name, that you can't withdraw coins into a bank account or exchange them for bitcoin, that they're only used for rebates, coupons or digital goods in the Xiaomi ecosystem, and that the exchange rate changes frequently, and the points you earn can depreciate over time.

How to earn Mi Coin: a complete list of ways with odds

The system of accrual of coins is built on the performance of daily tasks and one-time activities. The more you interact with Xiaomi services, the more coins you get. Below are the current ways of earning for 2026, indicating the approximate number of coins per action:

The key thing is that most tasks have daily or weekly limits, for example, you can get no more than 50 coins per day for walking, even if you walk 20,000 steps, and some activities require an Internet connection and authorization to the Mi Account, without which you can not accrue coins.

⚠️ Note: If you use unofficial firmware (such as LineageOS or custom recovery), the Mi Coin system may not work correctly or at all. MIUI from the servers of Xiaomi.

Use Mi Browser instead of Chrome|Enable step synchronization with Mi Fitness|Visit the Mi Coin app every day|Participate in Mi Community Surveys|Follow the shares in the Mi Store-->

What can you spend earned Mi Coins: real use or a waste of time?

The main question that users are concerned about is: can you exchange Mi Coin for something valuable? Theoretically, yes, but in practice, the possibilities are limited.

• 🎁 Discounts in the Mi Store: 1000 coins ≈ 1–5 ₽ (For example, 10,000 coins can get you 50 discounts. ₽ accessories.
• 🎮 Digital goods: topics for MIUI, Wallpaper, keyboard stickers, 50 to 500 coins.
• 📱 Services: renewal of the Mi Cloud subscription (100 coins) = 1 month of basic fare).
• 🎫 Participation in draws: sometimes Xiaomi holds lotteries where coins can be exchanged for a chance to win a gadget.

At first glance, the possibilities of exchange seem modest, but there are nuances:

• 💰 The exchange rate is fixed — Xiaomi can change it depending on the region and the shares. For example, during Black Friday, the same 10,000 coins were given a discount of 100. ₽ 50 ₽.
• 🔒 Coins have an expiration date – if you don’t spend them within 12 months, they will burn.
• 🌍 Regional restrictions – in some countries (for example, India) exchange opportunities are wider than in Russia or Europe.

If you are actively using the Xiaomi ecosystem (buying gadgets, using branded services), Mi Coin can bring a small but real benefit. ₽. If you prefer third-party applications and do not plan to buy in the Mi Store, then the benefit of the program tends to zero.

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To avoid losing coins, set a reminder in your calendar one month before expiration date. Check the balance in the Mi Coin app in the My Wallet section. → Transaction history

Security and privacy: What Xiaomi knows about you through Mi Coin

One of the most controversial aspects of Mi Coin is data collection. By default, the app has access to:

• 📍 Geolocation (to track physical activity)
• 📊 Application usage statistics (what and how long you run)
• 👤 Mi Account profile (name, email, linked phone number)
• 🛒 Shopping Stories at the Mi Store

According to Xiaomi’s privacy policy, this data is used to “personalize offers” and “improve services,” but in practice, this means that the company knows:

• What apps you use most often (and can offer analogs from your store)
• How much time you spend on your phone and in what categories (social networks, games, work).
• Your approximate activity schedule (when you sleep, when you walk).

⚠️ Note: If you turn off Mi Coin permissions in Android settings (Settings) → Annexes → Mi Coin → Permissions, you will stop receiving coins for the corresponding actions, for example, without access to geolocation, you will not receive bonuses for steps.

Xiaomi has no history of major data breaches related to Mi Coin, but you can’t rule out the risks completely.If you’re worried about privacy, consider the following measures:

• 🔒 Disable unnecessary permissions (such as access to contacts or SMS).
• 📵 Use Mi Coins only over mobile, not Wi-Fi (to reduce the binding to your home network). IP).
• 🗑️ Periodically clear the app cache in Settings → Annexes → Mi Coin → Memory.

How to Disable or Remove Mi Coins If You Don’t Need It

If you decide that you don't need Mi Coin, you can disable it or even delete it (on some firmware).

Method 1: Disabling notifications and background activity

1. Go to Settings → Applications → Application Management.
2. Find Mi Coin (or Xiaomi Coin) in the list.
3. Open the Notifications section and turn off all switches.
4. Go back and select the battery. → Background activity, then set a limit.

Method 2: Complete removal (requires root or ADB)

On the stock. MIUI Without the rights of the superuser, you can not completely delete Mi Coin, but you can disable it through the ADB:

adb shell pm uninstall --user 0 com.xiaomi.micoin

If you have root access, use any file manager (such as Root Explorer) and delete the file:

/system/priv-app/MiCoin/MiCoin.apk

⚠️ Warning: Removing system applications can lead to unstable work MIUI, especially if you use branded services (such as Mi Cloud or Mi Fitness) before deleting, back up via Settings → Additionally. → Backup and reset.

Mi Coin vs. Analogues: Comparison with other brands’ loyalty programs

Mi Coin is not the only loyalty program among smartphone makers, and for comparison, consider the analogues from other brands:

The main difference between Mi Coin and its competitors is its focus on physical activity and the use of standard applications, such as Samsung Rewards, which is more focused on shopping, and Huawei Points, which is more focused on promoting its app store. At the same time, Mi Coin stands out for the most modest exchange opportunities: if Samsung can save $ 1,000-2,000 for a discount ₽ In six months, Xiaomi will take 1-2 years to do this.

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If your goal is to maximize the benefits of the loyalty program, Mi Coin is losing out to Samsung or Huawei, but if you’re already deeply integrated into the Xiaomi ecosystem (using the Mi Band, buying gadgets from the Mi Store), then bonuses will be a nice addition.

Frequent Mi Coin Problems and How to Solve Them

Users often encounter technical problems when working with Mi Coin, and here are the most common ones and ways to fix them:

Problem 1: Coins are not awarded for completed tasks

Possible causes and solutions:

• 🔄 Out of sync: Check your internet connection and update the Mi Coin app on Google Play or Mi App Store.
• 👤 Unauthorized account: Go to Settings → Accounts. → Mi Account and make sure you are logged in.
• 📵 Region restrictions: Some tasks are only available in China or India. Try changing your account region (but this may block other services).

Problem 2: Mi Coin app won’t open or crash

What to do:

1. Clear the cache: Settings → Annexes → Mi Coin → Memory. → Clear the cache.
2. Update MIUI to the latest version.
3. If the problem persists, roll back to factory settings (don’t forget to make a backup!).

Problem 3: The accumulated coins have disappeared

This can happen for the following reasons:

• 🗓️ Expired expiration date: Coins burn after 12 months of inactivity.
• 🔄 Unlinked phone reset: If you are not logged in to Mi Account after resetting, coins may have been lost.
• 🛡️ Account Lock: If fraud is suspected (e.g., cheating to pay coins), Xiaomi may cancel bonuses.

If the coins are missing for no apparent reason, contact Xiaomi via Settings → Reviews or on the website support.xiaomi.com:

• Your Mi Account. ID (email).
• Screenshots of transactions (if any).
• Phone model and MIUI version.

FAQ: Answers to popular questions about Mi Coin