How to download and install Samsung Pay on Xiaomi Redmi: all ways of 2026

Xiaomi Redmi smartphone users often face restrictions when trying to install Samsung Pay, the official contactless payment app originally designed only for Samsung devices. Although the service uses MST (to emulate the magnetic stripe of the card) and NFC technology, which are theoretically compatible with most modern smartphones, Samsung is artificially blocking installation on devices of other brands. However, there are workarounds, from manual installation APK to the use of alternative services.

In this article, we will discuss all the current ways to install Samsung Pay on Xiaomi Redmi (including models on MIUI 14/15 and Android 13/14), assess their security, compatibility with bank cards of Russian and international payment systems, and also consider alternatives like Google Pay or Mi Pay. It is important to understand that not all methods guarantee stable operation - some may require root rights or lead to the blocking of a Samsung account.

If your goal is simply to pay for your phone, it might make sense to consider official solutions for Xiaomi. But if you’re interested in Samsung Pay’s functionality (like MST support for NFC-free terminals), read on.

Why is Samsung Pay not officially installed on Xiaomi Redmi?

When you try to download Samsung Pay from Google Play on Redmi Note 12, Redmi 10 or other models, the system emits an error: "The device is incompatible." This is not an accident, but a deliberate policy of Samsung, which blocks the installation at the level:

📱 Hardware Verification: The application scans the device model (ro.product.model) and blocks startup on non--Samsung devices.
🔒 Platform Restrictions: Uses Samsung Knox system, which is tied to the hardware of Galaxy devices.
🌍 Regional restrictions: Even if you circumvent the model check, the service may not work in some countries (for example, in Russia, official support has been suspended since 2022).

Samsung Pay also uses:

🔄 MST (Magnetic Secure Transmission) is a card-magnetic stripe-emulating technology (works even on terminals without NFC). Most Xiaomi doesn't have hardware support MST.
📶 NFC with proprietary Samsung protocols that are not compatible with the standard NXP chip in Redmi.
🛡️ Secure elements (TEE) for storing card data — Xiaomi has a different implementation.

However, some functionality (such as NFC payments in supported terminal stores) can be run on Redmi using workaround methods.

📊 What Xiaomi Redmi model do you use?

Redmi Note 12/Pro

Redmi 10/10A

Redmi 9/9T

Redmi 8/8A

Another model

Method 1: Install Samsung Pay via APK (no root)

The easiest method is to download and install the APK- Samsung Pay file manually.It is suitable for most Xiaomi Redmi models on Android 10-14, but has limitations:

⚠️ Warning: Installing APK from third-party sources may result in data leakage or locking of your Samsung account. Use only verified files (e.g., with APKMirror).

Step-by-step:

Download APK of the latest version of Samsung Pay (e.g. com.samsung.android.spay_5.5.10-20260315.apk). Make sure the file is for your region (e.g., ru for Russia).
Allow installation from unknown sources: Go to Settings → Applications → Application Management → Browser (or File Manager). Activate the "Install Unknown Applications" option.

Install APK.

Mi File Manager

Launch the application

"Device not supported"

If the application does not start, try:

🔄 Clear the cache of Google Play Services and Google Play Store.
📱 Modify the device model using ADB (see Method 3).
🌐 Use VPN to circumvent regional restrictions (e.g., connect to servers in South Korea or the United States).

Download APK from a trusted source |Allow installation from unknown sources | Clear the cache of Google Play Services |Try to change the region via VPN | Check NFC support on your device-->

Method 2: Using Magisk and Samsung Pay Enabler

If your Xiaomi Redmi has an unlocked bootloader and Magisk installed (to obtain root rights), you can try activating Samsung Pay through a special module.This method works on Android 11-14, but requires technical skills.

Advantages of the method:

✅ Bypasses the device model check.
✅ Allows you to add bank cards (if the service is available in your area).
✅ Supports payments through NFC (but not MST).

Disadvantages:

❌ Requires root (risk of loss of warranty and security).
❌ May not work on newer versions of MIUI (due to SafetyNet updates).
❌ Banks may block the addition of cards on “uncertified” devices.

Instructions:

Install Magisk (if not already installed). To do this: Unlock the bootloader through the Mi Unlock Tool. Sweep through TWRP and install Magisk ZIP.

Download the module.

Samsung Pay Enabler

XDA Developers

Install the module through Magisk

1. Open Magisk Manager.


2. Press "Modules" → "Install from storage".




3. Select the downloaded module file.




4. Reset the device.

Install Samsung Pay

Method 1

Launch the application

Turn off Google Play Protect in Play Market settings.
Use a VPN (e.g., ProtonVPN with servers in the United States).
Connect your phone to your PC and install ADB Tools (like Google’s Platform Tools).
Follow the commands in the terminal: adb shell su setprop ro.product.model SM-S901B # Galaxy S22 model (can be replaced with another) setprop ro.product.brand samsung setprop ro.product.manufacturer samsung reboot After the restart, the system will “think” that it is a Samsung Galaxy S22.
Install Samsung Pay via APK (as in Method 1).
After installation, return the original properties (otherwise, you may have problems with updates): adb shell su setprop ro.product.model [your Redmi model, for example, "Redmi Note 12"] setprop ro.product.brand xiaomi setprop ro.product.manufacturer xiaomi reboot

If Samsung Pay doesn’t work after changing the model, check:

🔄 Correctness of the commands entered (typos in the model lead to errors).
📱 Compatibility of the selected Samsung model with your version of Android.
🌍 Regional settings (sometimes VPN is required).

💡

If other applications (e.g. banking) have stopped working after changing the device model, reset the settings via the adb shell cmd package reset com.android.providers.settings command or return the original properties.

Samsung Pay Compatibility Table with Xiaomi Redmi Models

Not all Xiaomi Redmi devices are capable of running Samsung Pay even after circumventing the restrictions, and here is a compatibility table for popular models (data up to June 2026):

Xiaomi Redmi Model	Support for NFC	The possibility of installing Samsung Pay	Payment Processes Through NFC	MST work	Notes
Redmi Note 12 Pro/Pro+	✅ Yes.	✅ Possible (via APK + Magisk)	✅ Yes (with limitations)	❌ No (no hardware support)	You need to turn off MIUI Optimization in Magisk.
Redmi 10/10A	❌ No (except 10). NFC)	❌ No, no. NFC)	❌ No.	❌ No.	Alternative: QR- Payments via Mi Pay.
Redmi Note 11 Pro 5G	✅ Yes.	✅ Possible (via ADB)	⚠️ Partially (depends on the bank)	❌ No.	There may be problems with SafetyNet.
Redmi 9T/9 Power	✅ Yes.	✅ Possible (root required)	✅ Yes.	❌ No.	The MIUI 13+ may not work.
Redmi K50 Pro	✅ Yes.	✅ Possible (via Magisk)	✅ Yes.	❌ No.	Best compatibility among Redmi.

If your model is not in the table, check:

📋 Presence of NFC in characteristics (e.g., at GSM Arena).
🔄 Android and MIUI versions (newer versions may have additional restrictions).
🌍 Region of purchase of the device (Chinese versions of Redmi are often stripped of NFC).

Risks and Limitations When Installing Samsung Pay on Xiaomi Redmi

Before you try to install Samsung Pay on an incompatible device, check out the following:

⚠️ Warning: Using unofficial installation methods can result in a Samsung account being blocked, Xiaomi losing warranty, or card issues, especially for devices with root or modified system files.

Main risks:

🚫 Bank card blocking: Many banks (including Sberbank, VTB, Tinkoff) block the addition of cards on devices with signs of hacking (root, modified proprietary).
🔄 Unstable operation: The application may fly out, fail to see NFC or refuse to make payments.
📵 Loss of functionality MIUI: Changing system properties (e.g., device models) can break Mi Pay, Google Pay, or other services.
🛡️ SafetyNet issues: If you use applications that rely on Google SafetyNet (like Pokémon GO or banking apps), they may stop working.
🔒 Samsung Account Blocking: The Company may ban your account for using the service on an uncertified device.

Alternative solutions:

💳 Google Pay – officially supported on most Redmis with NFC.
📱 Mi Pay is a built-in service from Xiaomi (operating in China and some other regions).
🔄 Banking applications with NFC- payment support (e.g. Sberbank Online or Tinkoff).
📲 Wallets in messengers (e.g., VK Pay or YooMoney).

💡

If your goal is simply to pay for your phone, use official alternatives (Google Pay, banking apps). Samsung Pay on Xiaomi Redmi is only justified if you are critical to MST support or other unique features of the service.

Alternatives to Samsung Pay for Xiaomi Redmi

If installing Samsung Pay has proved too complex or unstable, consider official and semi-official alternatives for contactless payments on Xiaomi Redmi:

Service	NFC required	Support in Russia	Supported banks	Features
Google Pay	✅ Yes.	✅ Yes.	Sberbank, Tinkoff, VTB, Alfa-Bank, etc.	Officially supported on all Redmi with NFC. runs through Google Wallet.
Mi Pay	✅ Yes.	❌ No, only China)	Chinese Banks (UnionPay)	It is built into MIUI, but useless outside of China.
Sberbank Online	✅ Yes.	✅ Yes.	Only Sberbank cards	Supports payments via NFC without additional applications.
Tinkoff Pay	✅ Yes.	✅ Yes.	Only Tinkoff cards.	It is integrated into the bank’s application and supports Host Card Emulation (HCE).
VK Pay	❌ No.	✅ Yes.	Any cards (through binding)	Payments by QR- code, without NFC. Works in stores with support for VK Pay.

If you need MST support (for payments on old terminals without NFC), the only working option is to buy a Samsung Galaxy device with official support for Samsung Pay. On Xiaomi Redmi, MST emulation is hardware impossible.

For the rest of the cases, Google Pay or NFC banking apps will be a more reliable and secure solution.

Frequently asked questions

Can I install Samsung Pay on Xiaomi Redmi without root?

Yes, but with limitations. APK-Manual file (see Method 1), however: The application may not start due to checking the device model. Bank cards may not be added (especially on devices without SafetyNet). NFC They will only work if the bank supports them. HCE Host Card Emulation requires either rooting or changing system properties through the system. ADB.

Why doesn’t Samsung Pay see NFC on my Redmi?

This may be due to: NFC chip incompatibility: Samsung Pay is optimized for Samsung chips, and Redmi usually has NXP. MIUI lock: Some firmware versions restrict access to NFC for third-party applications. Lack of HCE support: If the bank does not support Host Card Emulation, payments will not work. Try: Update MIUI to the latest version. Use Google Pay instead of Samsung Pay. Check NFC settings in Settings → Connections → NFC.

Will Samsung Pay work on Redmi in Russia?

Official support for Samsung Pay in Russia has been suspended since 2022, but: If you already have cards added, payments can work (but card replenishment and management is blocked). New cards will require VPNs (for example, connecting to servers in Kazakhstan or Armenia). Some banks (for example, Tinkoff) can block card additions on "uncertified" devices. Alternative: use Google Pay or banking applications with NFC.

Can I pay with Samsung Pay on Redmi without NFC?

No. Even if you manage to install the app, payments require NFC for contactless payments on terminals. MST for payments on older terminals (but Redmi does not support MST hardware). If your Redmi model does not have NFC (e.g., Redmi 10A), Samsung Pay will be useless. In this case, consider: Payments by QR- code (e.g.g., via VK Pay or Sberbank Online).

How to remove Samsung Pay from Xiaomi Redmi if it doesn’t work?

If the app is installed but not functioning, delete it: Go to Settings → Apps → App Management. Find Samsung Pay in the list. Click "Delete" (if the button is inactive, first turn off the device administrator in the security settings). If the app was installed via Magisk: Open Magisk Manager. Remove the Samsung Pay Enabler module. Reboot the device. After deletion, it is recommended: Clear the Google Play Services cache. Return the original system properties (if you changed them through ADB).