How to remove a tied card from Google Play on a Xiaomi phone: all working methods

Removing a credit card from Google Play on Xiaomi smartphones (including Redmi, POCO, Black Shark) is a procedure that may be necessary for various reasons, from changing the payment instrument to ensuring security after selling the device. However, many users face difficulties - the system does not always allow you to delete the card in the standard way through the app menu. In this article, we will discuss all current methods of deleting, including hidden settings and alternative paths through the web version of the service.

Xiaomi devices are very much integrated with the MIUI, which sometimes leads to conflicts in the management of payment data. For example, after updating the firmware or resetting the settings, cards can โ€œhangโ€ in the system, not displaying in the interface, but continuing to write off funds when shopping. We will consider not only basic instructions, but also ways of forced deletion through ADB and cleaning the cache of the Google Services Framework โ€“ methods that are rarely mentioned in standard guides.

Why is the card not removed in the standard way?

Problems with deleting payment data in Google Play on Xiaomi are usually due to one of the following reasons:

  • ๐Ÿ”„ Google Cache โ€“ Outdated data in Google Play Services or Google Services Framework blocks changes to payment settings.
  • ๐Ÿ“ฑ Limitations MIUI โ€” Branded shell can intercept account management, especially on devices with regional firmware (for example, for China).
  • ๐Ÿ’ณ Linking to multiple accounts โ€“ if the card is added to another Google account that was previously used on the phone.
  • ๐Ÿ”’ Blocking by the bank โ€“ some banks (for example, Sberbank, Tinkoff) block the removal of cards from third-party services for security reasons.

Before you move on to radical measures (like resetting settings), try simple steps:

  1. Reboot your phone โ€“ sometimes it resets temporary locks.
  2. Update the Google Play Store and Google Play Services apps to the latest version.
  3. Check if your device is power-saving โ€“ it may limit background activity on Google services.
๐Ÿ“Š What kind of smartphone you Xiaomi?
Redmi Note 12/13
POCO X5/X6
Xiaomi 13/14
Black Shark
Other

Method 1: Delete the map through the Google Play Store

The most obvious method is to use the interface of the app itself, but it doesn't always work on Xiaomi because of the MIUI.

  1. Open the Google Play Store.
  2. Slip on the profile avatar in the upper right corner.
  3. Select Payments and Subscriptions โ†’ Payment Methods.
  4. Find the card you want and click Delete (or the basket icon).

If the Remove button is inactive or absent:

  • ๐Ÿ”น Check that you are logged in to the same Google account that the map is linked to.
  • ๐Ÿ”น Try adding a new card โ€“ sometimes it will โ€œunlockโ€ the ability to delete the old one.
  • ๐Ÿ”น Make sure there is enough money on the card (some banks block deletion when the balance is negative).

Check your Google account|Update Google Play Services|Turn it off. VPN|Try a different browser (if you use the web version)-->

Method 2: Uninstall via the web version of Google Pay

If the card is not deleted through the app on your phone, try doing so through a browser, a method that often works when MIUI blocks system-level changes:

  1. Open the website pay.google.com on your computer or phone.
  2. Sign up with the same Google account as you do on Xiaomi.
  3. Go to the Payment Methods section.
  4. Find the card you want and click Delete (urn icon).
  5. Confirm the action by SMS or through the banking application (if necessary).

Important nuances:

  • ๐ŸŒ Use Chrome or Firefox โ€“ some features may not work in Safari or Edge.
  • ๐Ÿ“ฑ If you delete from your phone, turn on desktop mode in your browser (in the Chrome menu: Three dots) โ†’ PC version).
  • ๐Ÿ”„ After deleting, update the page and check that the card has disappeared from the list.
What to do if the Google Pay website is not open?
If the pay.google.com website is not loading, check it out: 1. Ad Blockers (disable AdBlock or uBlock). 2. VPN/proxy - some IP-addresses may be blocked. 3. Date and time on the device (incorrect settings may violate the device) SSL-linkage). 4. Browser cache (clear the history for the last hour).If the problem persists, try opening the site through an anonymous window (Incognito in Chrome).

Method 3: Reset Google Play Services

If the card is still displayed on Google Play, you deleted it via the web version, the problem may be the cache of system services. On Xiaomi, this is solved by resetting Google Play Services data:

  1. Open Settings โ†’ Applications โ†’ Application Management.
  2. Search for Google Play Services (use search if you donโ€™t see it in the list).
  3. Slip the Warehouse โ†’ Space Management โ†’ Clear all data.
  4. Confirm the action and restart the phone.

After the reboot:

  • ๐Ÿ”„ Go to Google Play Store and check the Payments and Subscriptions section.
  • ๐Ÿ“ฑ You may need to log in to your Google account again.
  • โš ๏ธ Note: This method will also reset your settings for Google Fit, Find My Device, and other services tied to your account.

๐Ÿ’ก

If you still see the map after resetting Google Play Services, try deleting and re-addling your Google account in your phone settings (Settings โ†’ Accounts & Sync).

Method 4: Remove via ADB (for power users)

If standard methods don't work, you can use Android Debug Bridge (ADB), a low-level system management tool that's suitable for users familiar with the command line.

You'll need:

  • ๐Ÿ–ฅ๏ธ Computer with installed ADB Tools.
  • ๐Ÿ“ฑ Included debugging by USB on Xiaomi (Settings) โ†’ The phone. โ†’ Version. MIUI โ€” Tap 7 times, then go back to Settings โ†’ Additionally. โ†’ For developers โ†’ Debugging by USB).
  • ๐Ÿ”Œ USB-cable (preferably original).

Instructions:

  1. Connect the phone to the PC and confirm the debugging permission.
  2. Open the command line (Windows) or the terminal (Mac/Linux) in the adb folder.
  3. Enter the command to check the connection: Adb devices must display the serial number of your device.
  4. Execute the command to delete all payment data: adb shell pm clear com.android.vending
  5. Reboot the phone.

After the reboot, all the associated cards will be deleted, but will also be reset:

  • ๐Ÿ“ฅ Application Auto Update Settings.
  • ๐Ÿ” Search history for Google Play.
  • โญ Selected annexes.

๐Ÿ’ก

Use ADB only if other methods have failed. Wrong commands can disrupt the system!

Method 5: Complete resetting of settings (last resort)

If none of these methods worked, the radical solution is to reset the phone to factory settings, which will remove all the data from the device, including payment information.

  1. Back up your important data (Settings โ†’ About Phone โ†’ Backup).
  2. Go to Settings โ†’ About the phone โ†’ Reset settings.
  3. Choose to erase all data and confirm the action.

Important warnings:

โš ๏ธ Warning: Once reset, the phone will go back to "out of the box" and all apps, photos, contacts and settings will be deleted. If you sell the device, remember to log out of your Mi Account. โ†’ Xiaomi account โ†’ Sign out, otherwise the new owner will be able to recover your data!

If the reset didn't help (which is unlikely), the problem may be on the side of:

  • ๐Ÿฆ Banks โ€“ some financial institutions block the removal of cards from third-party services.
  • ๐Ÿค– Google Account โ€“ If an account is hacked or blocked, payment data may not be available for editing.

Frequent Mistakes and How to Avoid Them

When removing maps from Google Play, Xiaomi users often make the following mistakes:

Mistake.Reason.Decision
Remove button is inactiveThe card is linked to an active subscription (e.g. YouTube Premium, Google One)Unsubscribe from play.google.com โ†’ Subscriptions, then delete the card
The card appears again after removal.Google Services Framework Cash Not ClearedReset the data of this application (see Method 3)
Cannot log into a Google accountTwo-factor authentication or IP blockingUse your browser in incognito mode or disable VPN
Error "I failed to remove the payment method"Google servers are temporarily unavailableTry again in 10-15 minutes or check the status of services on Downdetector

Another common case is that the user deleted the card, but it still charges money.

  • ๐Ÿ’ฐ The card is linked to auto payment (for example, for mobile communication or streaming service).
  • ๐Ÿ“ฑ The phone has pirated apps that can initialize payments bypassing Google Play.
  • ๐Ÿ”„ Synchronization between the device and Google servers has failed.

FAQ: Answers to Frequent Questions

Can I delete my card without accessing my phone (for example, if it is broken)?
Yes, you can do this through the web version of Google Pay. Sign in to your Google account on any device and delete the card in the Payment Methods section. If your phone is lost, pre-block it through Find My Device.
Why does it reappear on Google Play after the map is deleted?
This is due to the data caching on Google services. To completely delete the map: Delete it via pay.google.com. Clear the cache and data of Google Play Services (see Method 3). Reboot the phone. If the problem recurs, check if the card is added to another Google account that syncs on the device.
How to delete the card if the phone is locked (forgot the password)?
If you can't unlock Xiaomi, there are two options: Through the web version: use your computer or another phone to log in to Google Pay. Reset via Recovery: Turn off your phone. Press the Power button. + Volume up before the Mi logo appears. Select Wipe Data โ†’ Wipe All Data (Management โ€“ volume buttons, confirmation โ€“ power button). โš ๏ธ Warning: Recovery Reset will remove all data from your phone, including photos and apps!
Will the card be removed from all devices if I delete it on Xiaomi?
Yes, if you delete the card through Google Pay or Google Play settings, it will disappear from all devices that use this Google account, but if the card is added to other accounts (for example, on your spouseโ€™s phone), it will remain there.
Can I delete the card without deleting my Google account?
Absolutely. Deleting the payment method doesn't affect the Google account itself: ๐Ÿ“ง Continue to use Gmail, YouTube, Disc. ๐Ÿ“ฑ Synchronize contacts and calendar. ๐ŸŽฎ Buy apps in other ways (e.g. through Google Play gift cards) The only limitation is that without a linked card, you wonโ€™t be able to pay for subscriptions or purchases on Google Play.