How to pay for purchases with Xiaomi Redmi 6 Pro: all ways and life hacks

Contactless payments via smartphone have long become the standard, but owners of Xiaomi Redmi 6 Pro often face confusion: the model is not equipped with a chip. NFC, This is a traditional payment system, which is responsible for traditional payments like Google Pay or Apple Pay, but that doesn't mean that you can't pay with your phone. In this article, we'll look at all the working methods, from alternative services to workarounds using the use of the Internet. QR-codes and banking applications.

The main pitfall – Redmi 6 Pro released in 2018 without support NFC, But some regional versions (like China) may have a module hidden, so we'll check how to figure it out and look at 5 payment methods that work even without it. NFC. We will also understand why banks sometimes block the binding of cards to such devices and how to get around it.

If you are planning a purchase and want a smartphone NFC, Look for newer Xiaomi models, such as the Redmi Note 11 or the Redmi Note. POCO X5, And if you have the Redmi 6 Pro, don't get upset, you'll learn how to turn it into a full-fledged payment tool.

Checking for availability NFC Xiaomi Redmi 6 Pro: myths and reality

The first thing to do is make sure your model doesn’t really have one. NFC. The manufacturer doesn't advertise this feature for the Redmi 6 Pro, but in rare cases, the module may be present in "sleep" mode:

1. Through phone settings:

Open the Settings. → Connected devices → NFC. If the paragraph NFC No, the module is not physically present. If the item is present but is inactive, try to turn it on (sometimes you need to restart).

2. Through the engineering menu:

Enter the combination ##4636### in the Phone app, then go to Equipment Testing → NFC. The absence of this partition confirms the absence of a chip.

Visual inspection:

Remove the back cover (if possible) and inspect the board next to the battery. NFC commonly marked as NXP PN544 The Redmi 6 Pro doesn't have it 99% of the time.

• 🔍 It's important, don't confuse. NFC Infrared port (some versions of Redmi 6 Pro) – it is needed for equipment management, not for payments.
• 📱 If you bought a phone with your hands, check it for originality through IMEI Mi Verify – fakes are sometimes equipped with fictitious modules.
• 🛠️ Some "masters" suggest installing NFC-module alone, but it is inexpedient: the cost of work exceeds the price of the phone.

⚠️ Note: In the Internet there are instructions for "activation of hidden" NFC" It's a fraud -- the module is either physically present or not -- and this manipulation can result in a loss of warranty or a device blink.

Method 1: Payment through QR-codes (Sberbank, Tinkoff, VTB)

The most reliable method for Redmi 6 Pro is payment by QR-Almost all Russian banks support this feature through their mobile applications. Consider a step-by-step instruction using the example of Sberbank Online:

1. Install the SberBank Online app from Google Play and log in.

2. Go to the Payments section → Payment on QR.

3. Point the phone camera at QR-terminal code (usually located next to the cash register screen).

4. Confirm the amount and enter the PIN code from SMS.

The same is true of Tinkoff Bank, VTB Online and Alpha-Click, and the main advantage of the method is that you don't need any of these apps. NFC, not even the Internet (QR-code is offline).

• 💳 Pros: Works on any phone, including the Redmi 6 Pro, does not require additional devices.
• 📱 Cons: You need to download the banking application (takes up space in memory).
• 🛒 Where he works: In most supermarkets (Pyaterochka, Magnet), cafes (McDonald’s, KFC), pharmacy.

Install a banking application|Check the balance of the card|Turn on the camera and allow access|Set up payment notifications-->

If the terminal does not support QR-You can ask the cashier to generate a code for payment, which many modern cashiers can do. QR-codes for transfers between people - convenient for cutting bills in a cafe.

Method 2: Mi Pay – Does it work on Redmi 6 Pro?

Mi Pay is a Xiaomi-branded payment service that is positioned as an alternative to Google Pay. NFC-The module that is not in the Redmi 6 Pro:

1. Xiaomi's official position:

Mi Pay is only available for devices with NFC (The list of supported models is available on the Mi Pay website.Redmi 6 Pro is not on this list.

Bypass routes:

Some users are trying to install Mi Pay via APK-files from third-party sites, but it is useless - without NFC The application will not be able to communicate with terminals.

Alternative for China:

China's Mi Pay supports payment by QR-If your Redmi 6 Pro is bought in China, you can try installing the Chinese version of the app, but it will require you to do so:

Change the region in settings to China;

Install Mi Pay (China) through the Mi App Store

- Link a Chinese bank card (Russian cards are not supported).

⚠️ Warning: Installing the Chinese version of Mi Pay on global firmware can lead to conflicts with Google Services.If you are not sure about your actions, it is better to use the software. QR-payments through Russian banks.

Method 3: Virtual cards and services like Revolut

If your bank does not support you QR-You can use virtual cards, or you can buy from foreign online stores, for example, Revolut allows you to create one-time cards to pay over your phone:

1. Install the Revolut app from Google Play and sign up.

2. replenish the account (can be from any bank card).

3. In the Maps section, create a virtual card (free of charge).

4. When paying, enter the virtual card details (number, term, CVV) Use Google Autofill to automatically fill in.

Advantages of the method:

Security: The real card data is not transferred to the seller.

Flexibility: You can set limits on a virtual card.

International payments: Revolut supports payment in currency without commission.

• 🌍 Where to find it: Foreign websites (Amazon, AliExpress), subscriptions (Netflix, Spotify).
• 💰 Commissions: Free for payments in rubles, 1% for currency conversion.
• 📱 Alternatives: Paysend, Wise (formerly TransferWise).

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If you often buy on AliExpress, link the virtual Revolut card to your account – the system will automatically offer to pay through it, saving up to 3% on commissions.

Method 4: Payment bracelets and stickers – a workaround for NFC

If you fundamentally need contactless payments "by default", you can use external NFC-So, these are devices that are attached to the phone or that are worn separately:

1. Payment sticker (NFC-sticker):

- Example: Xiaomi Mi Band NFC Sticker or PaySticker.

- The principle of operation: the sticker is attached to the bank card and glued to the back of the phone, just to pay for the phone to the terminal (the sticker works like a regular contactless card).

Cost: from 300 to 1000 rubles.

2.Smart bracelet with NFC:

- Examples: Xiaomi Mi Band 6 NFC, Huawei Band 6.

How it works: the bracelet is tied to the card through the banking application, payment is made by touching the bracelet to the terminal.

Plus, you can wear it separately from your phone.

How to tie a sticker to a card (on the example of Sberbank):

1.Buy. NFC-sticker (for example, on Yandex Market).

2. Install the SberBank Online application.

3. Go to Maps. → Add the card to contactless devices.

4. Select the option Other device and follow the instructions (you will need to bring the sticker to the phone for activation).

⚠️ Warning: Some stickers require demagnetization before the first binding, just hold it to a magnet (e.g., on a refrigerator) for 5 seconds.

Method 5: Payment via instant messengers (Telegram, WhatsApp)

Few people know, but some instant messengers support embedded payments that can be initialized directly from your phone, which is convenient for transfers between people or payment services.

1. Telegram Payments:

- It works through a bot. @Wallet (official Telegram service).

Supports binding of Mastercard and Visa cards.

- How to use:

- Open chat with the bot. @Wallet.

Select Add Card and enter the data.

- To pay, send a message with the amount (for example, /pay 500) and confirm payment.

2. WhatsApp Pay:

Available in Russia from 2022 (SberBank, Tinkoff, Alfa-Bank cards are supported).

- How to set it up:

- Open a chat with contact → tap the icon 💳 (payment).

- Enter the amount and confirm through SMS.

• 💬 Pros: No need to install additional applications (if the messenger is already available).
• 🔒 Cons: up to 1.5% fee for transfer between cards of different banks.
• 🌐 Where to work: Transfers between individuals, payment in some online stores.

Frequent Problems and How to Solve Them

Even with working payment methods, Xiaomi Redmi users 6 Pros are facing difficulties.-5 errors and ways of eliminating them:

1.The bank blocks the linking of the card to QR-payment:

The reason: The bank considers the transaction suspicious (especially if the phone is not certified).

Solution: Call the bank and confirm the transaction, for example, in Sberbank you need to say the code word.

2. QR-code is not readable:

- Reason: Dirty camera, bad lighting or damaged code.

Solution: Wipe your phone’s camera, turn on your flashlight, or ask the cashier to print the code again.

3. NFC-sticker doesn't work:

Reason: The sticker is not activated or tied to another card.

Solution: Re-attach the sticker in the banking application (section "Contactless devices").

4. the Bank’s application leaves when paying:

Reason: Lack of RAM (Redmi 6 Pro has only 3 GB of RAM).

Solution: Close all background applications before paying or install a lightweight version of the banking application (e.g. SberBank Online Light).

5. The terminal does not accept payment for QR:

Reason: Outdated terminal software or disabled function.

Solution: Ask the cashier to reboot the terminal or pay in cash/card.

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If none of these methods work, check the phone’s regional settings. Some banking services block access for devices with a non-compliant region (e.g., if the phone is purchased abroad).

FAQ: Answers to popular questions