How to set up SberPei on Xiaomi Redmi 9 Pro 128GB: a complete guide with error solutions

Xiaomi Redmi 9 Pro with 128 GB of memory – a popular smartphone that supports contactless payments through the Internet NFC-However, many users have problems configuring SberPay: the application does not see the card, payments do not pass, or the system requires a firmware update. In this article, we will analyze the unique nuances of settings specifically for the Redmi 9 Pro model (codename joyeuse), including checking hardware support. NFC, Proper installation of SberBank Online and avoidance of typical errors such as “Device not certified».

Unlike Xiaomi’s flagship devices, where NFC works out of the box, Redmi 9 Pro may require additional manipulations – from enabling hidden settings to resetting the cache of the NfcService module. We tested all the steps on the firmware MIUI 12.5 and MIUI 13 (Android 10/11), so the instruction is relevant for 90% of users. If your smartphone is purchased abroad or stitched with a custom version, we will consider solutions for such cases separately.

1.Verify NFC support on Xiaomi Redmi 9 Pro 128GB

Before you set up SberPay, make sure your Redmi 9 Pro supports contactless payments at all. NFC-chip is built-in, but its operation depends on the region of firmware and hardware revision.

How to check:

  • 📱 Open the Settings. → Connected devices → NFC. If there is no point, your firmware does not support NFC (solution).
  • 🔍 Enter the request in the search for settings «NFC». If there are no results, the chip is disabled at the software level.
  • 🛠️ Install the app NFC Tools from Google Play. If an error appears at startup «NFC Not supported" - a problem in firmware or hardware malfunction.

⚠️ Warning: Some Redmi 9 Pros for India and China NFC-The chip is physically missing, even if the specifications indicate otherwise, and you can only check this by disassembling the device or contacting the Xiaomi service center.

📊 Your Redmi 9 Pro is supported by your NFC?
Yeah, it works no problem.
Yeah, but with mistakes.
No, there is no NFC in the settings.
I don't know, I haven't.
Firmware regionSupport for NFCDecision
Global (EEA)Yes.No action.
RussiaYes.No action.
India (IN)No.Refuse to Global
China (CN)Partially.Install Magisk patch

2. Update firmware and enable NFC

If NFC is not available in your settings, upgrade to the latest version of the firmware first. In Redmi 9 Pro, contactless payments support only came with MIUI 12.0.3 (Android 10).

Step-by-step:

  1. Go to Settings → About the phone → System update.
  2. Click on “Check Updates” and wait for the latest version to load.
  3. If there are no updates, download the firmware manually from en.miui.com (select the version for Redmi 9 Pro, the joyeuse code).
  4. Install firmware through Settings → About Phone → System Update → Threes → Select a firmware file.

After the update:

☑️ Inclusion NFC Redmi 9 Pro

Done: 0 / 5

⚠️ Note: If after the update NFC still does not appear, try resetting the network settings: → System system → Additionally. → Network reset.This often helps with software failures of the NfcService module.

3. Installation and configuration of SberBank Online

To work SberPay requires the official application of SberBank Online. download it only from Google Play - versions from third-party sites may contain malicious code or outdated certificates.

Installation instructions:

  1. Open the SberBank Online page on Google Play.
  2. Click “Install” and wait for the download to be completed.
  3. Launch the application and log in using a login / password or biometrics (if you previously used a mobile bank).
  4. Confirm the login via SMS or push notification.

If the annex is not installed:

  • 📵 Make sure your phone has enough memory (minimum 500MB of free space required).
  • 🔄 Restart your phone and try again.
  • 🛡️ Temporarily disable antivirus (such as Avast or 360 Security) as they can block the installation of banking applications.

💡

If you log in to SberBank Online and you have an error “Device is not certified”, try adding a Google account linked to a Russian region. To do this, create a new profile in your account settings and select the country “Russia”.

4.Adding a card to SberPay

When SberBank Online is installed and NFC is activated, you can link the card to SberPey, and it is important that only SberBank debit cards are supported (credit cards and cards of other banks do not work).

Step-by-step:

  1. Open the SberBank Online app.
  2. Go to the “Maps” section and select the card you want to add to SberPay.
  3. Click on the card icon and select “Add to SberPay”.
  4. Bring your phone to the payment terminal (or other NFC device) for activation.
  5. Confirm the binding via SMS or push notification.

Typical errors and decisions:

  • 🚫 «The device is not supported, check that NFC It is activated and operated (see Section 1).
  • 🔒 «Card not supported" - make sure the card is debit and issued by SberBank (Mir or SBB) Visa/Mastercard).
  • 📵 «Could not add a card" - restart the phone and try again or update the application SberBank Online.
What if the terminal doesn’t see the phone when you pay?
1. Make sure the phone screen is unlocked (some terminals require input) PIN-2. Bring the phone to the terminal with the back (where it is located) NFC-chip) at a distance of 1-3 cm 3. If payment does not pass, try to disable the function "Fast Payment" in the SberPay settings and try again.

5.Setting up a quick payment without unlocking

By default, SberPay requires you to unlock your phone before paying. However, in Redmi 9 Pro you can configure payment without entering. PIN-Fingerprint or code is convenient for small purchases.

How to turn on:

  1. Open SberBank Online and go to SberPey.
  2. Select "Payment settings."
  3. Activate the “Payment without Confirmation” option (available for payments up to 1,000) ₽).
  4. Confirm the changes via SMS.

⚠️ Note: This feature increases the risk of fraud if the phone is lost, and we recommend using it only when you turn on Find My Device (set up in Google account) and activate the function Lock if you lose in SberBank Online.

6.SberPay Problem Solving on Redmi 9 Pro

If after setting up, SberPay does not work, use this troubleshooting instruction:

Problem.Reason.Decision
Terminal doesn't see the phoneNFC shut down or malfunctionReboot your phone and turn on NFC again.
Error "The device is not certified"Unofficial firmware or rootInstall Magisk Hide or return to stock firmware
SberBank Online App is outThe conflict with MIUI OptimizingTurn off optimization in battery settings for the app
Payment is made but no write-off is made.Failure to synchronize with the bankReinstall Sberbank Online and add the card again

For advanced users:

If the problem is root rights or custom firmware, follow the following steps:

  1. Install the Magisk module and activate the Magisk Hide.
  2. Add SberBank Online to the list of hidden apps.
  3. Restart your phone and try adding the card again.

💡

If none of these methods worked, contact SberBank via the chat app, specify the phone model (Redmi 9 Pro), the MIUI version and the error description, which will speed up the solution.

7. Alternative methods of contactless payment

If you can’t set up SberPei, consider alternatives:

  • 💳 Google Pay – Supports maps Visa/Mastercard (It requires an official firmware and a certified device.
  • 📱 Samsung Pay – if you used Samsung devices before, you can transfer cards (but Xiaomi does not work).
  • 🏦 Banking applications – many banks (Tinkoff, VTB, Alfa-Bank) offer their own solutions for contactless payments.

For Google Pay on Redmi 9 Pro:

  1. Install Google Pay.
  2. Add a supported card (Visa/Mastercard).
  3. Set up the default payment in Settings → Apps → By default → Payment.

Frequently Asked Questions (FAQ)

My Redmi 9 Pro doesn't see NFC in the settings. What do I do?
You probably have firmware for India or China. Solution: Frisk your phone to Global. MIUI (instructions are available on the forum 4PDA). Install the patch. NFC Enabler via Magisk (root rights required) Contact the service center to check the hardware (possibly, NFC-chipboard is missing).
Can I pay for SberPei with the screen off?
No, SberPay requires unlocking your phone for every payment (unless Payment Without Confirmation is enabled for amounts up to 1,000). ₽). This is a security requirement of SberBank, and the alternative is to set up the unlock by fingerprint or face, which will speed up the payment process.
Why does the terminal write “card error” when paying?
Reasons and solutions: Card is not supported - SberPay only works with debit cards of SberBank (Mir, Visa, Mastercard); Insufficient funds - check card balance; Bank failure - restart your phone and try again. Terminal does not support Mir - pay with card Visa/Mastercard cash-on.
How do I remove a card from SberPay?
To delete the card: Open SberBank Online. Go to SberPay. Select the card and click Delete. Confirm the action via SMS or push notification. Once deleted, the card will remain in the SberBank Online wallet, but will not be available for contactless payments.
Does SberPay work on Redmi 9 Pro with custom firmware?
Yes, but with reservations: The firmware must be based on the official MIUI (e.g. Xiaomi.eu). You need to hide root rights through Magisk Hide. Some custom cores can block NFC - check compatibility on the firmware developer forum. If after installing custom firmware, SberPay stopped working, try: 1. Return to stock firmware. 2. Install Universal SafetyNet Fix module in Magisk. 3. Clear the data from the SberBank Online application and add the card again.