Many Xiaomi smartphone owners are wondering whether Samsung Pay can be used on Redmi, POCO or Mi devices. Officially, Samsung’s contactless payment service does not support other brands’ phones, but there are workarounds. In this article, we will discuss all possible ways to install, configure and use Samsung Pay on Xiaomi, including solutions to typical errors and restrictions.
It is important to understand that Samsung Pay on Xiaomi works only through informal methods, since the service uses MST and NFC secure technologies tied to the hardware of Samsung devices. However, with special modifications and third-party applications, you can emulate some of the functionality.
Why Samsung Pay doesn’t officially support Xiaomi
The main reason for the lack of official support is hardware and software limitations, and Samsung Pay uses:
- 🔒 MST-Magnetic Secure Transmission – allows you to emulate a magnetic stripe of a card that only works on Samsung devices with the appropriate chip.
- 📱 Knox is a security system integrated into Samsung’s firmware that checks the integrity of the device.
- 💳 Own protocols NFC, Optimized for working with banking terminals.
Xiaomi smartphones lack these components, so the official Samsung Pay app simply won’t install from Google Play. However, there are alternative solutions, which we will discuss below.
⚠️ Note: Using informal methods may violate the terms of service of banks and payment systems.Be sure that your bank allows the addition of cards to third-party payment services before setting up.
Method 1: Install Samsung Pay via APK (for NFC devices)
If you support Xiaomi NFC (Xiaomi 13 Pro, Redmi Note 12 Pro+ or POCO F5 Pro, you can try installing Samsung Pay via APK-This method is suitable for devices on Android 10 and later.
Installation steps:
- Download the latest version of APK from a trusted source (e.g. APKMirror).Look for a file called com.samsung.android.spayfw.
- Allow installation from unknown sources: go to Settings → Applications → Special Rights → Install Unknown Applications and select a browser or file manager.
- Install APK by following the instructions on the screen.
- After installation, launch the app and try adding a map.
The most likely error to occur when adding the card is "Device not supported" is due to the Samsung Knox check, and you will need to adjust it further to get around it.
Smartphone with NFC (required!)
Android 10 or newer
APK-Samsung Pay file (last version)
File Manager for installation
Miui Optimization (for some models)-->
Method 2: Use Samsung Pay Mini (limited functionality)
Samsung Pay Mini is a lightweight version of the service that does not require MST and works on most NFC devices, which allows you to pay for purchases online, but does not support contactless payments in stores.
How to determine:
- 📲 Download. APK Samsung Pay Mini applications (e.g. with APKCombo).
- 🔓 Allow installation from unknown sources (as in the previous method).
- 💳 Install and run the app. You'll need a Samsung account to work.
- 🌐 Add a card through the app menu. Visa, Mastercard and MIR cards are supported.
The downside is that you can’t pay offline, but Samsung Pay Mini can be used for online purchases that accept Samsung Pay.
Cash.
Bank card (contactless)
Samsung Pay / Google Pay
Apple Pay
Other-->
Method 3: Emulate Samsung Pay via Magisk (for advanced users)
If you're ready for more complex manipulations, you can try emulating Samsung Pay with Magisk and special modules, which is suitable for devices with root access and unlocked bootloader.
Conditions required:
- 📱 Xiaomi device with unlocked bootloader.
- 🔧 Installed by Magisk (last version).
- 🔄 Samsung Pay Enabler (can be found on the forums) XDA Developers).
- 🛡️ Miui Optimization (in the developer settings).
Step-by-step:
- Install Magisk and get root rights.
- Download the Samsung Pay Enabler module and install it through Magisk.
- Reset the device.
- Install Samsung Pay APK (as in Method 1).
- Launch the app and try adding a map.
⚠️ Note: Using root rights may result in loss of warranty on the device and disruption of certain features (such as Mi Pay or banking applications.
What to do if Samsung Pay can't see the card? If the app doesn't recognize the card, try the following steps:
Comparison of Samsung Pay with Xiaomi alternatives
If Samsung Pay can’t be set up, consider alternative contactless payment services that are officially supported on Xiaomi:
| Service | Xiaomi support | Requirements | Features |
|---|---|---|---|
| Google Pay | ✅ Yes. | NFC, Android 5.0+ | Works with most banks, supports card tokenization |
| Mi Pay | ✅ Yes (Chinese models) | NFC, Chinese firmware | Limited support for Russian banks, requires registration in Mi Account |
| SberPay | ✅ Yes. | NFC, Sberbank card | Only for Sberbank clients, integration with the bank application |
| Apple Pay | ❌ No. | Only on the iPhone. | Incompatible with Android |
Google Pay is the most versatile option for Xiaomi, it supports most bank cards and works on all NFC devices. If your goal is just to pay with your phone, you better choose one.
💡
Before setting up any payment service, check if your bank supports card tokenization. For example, some Russian banks (such as Tinkoff or Alfa Bank) may block the addition of cards to informal applications.
Solving Common Mistakes When Setup Samsung Pay on Xiaomi
When trying to install or use Samsung Pay on Xiaomi, users often encounter errors.
- 🚫 "Device not supported" - appears when you start the app. Solution: use Magisk with Samsung Pay Enabler module or try Samsung Pay Mini.
- 🔄 "Failed to add a card" - the bank can block the addition of the card to an informal application. Solution: contact the bank support or use another card.
- 📵 "NFC It doesn’t work, check if it’s on. NFC in settings (Settings) → Connections → NFC). On some firmware MIUI Quick payments are required.
- 🔒 "Security Update Required - Samsung Pay is outdated.Solution: Download the latest version APK.
If none of these methods worked, your Xiaomi model might not be compatible with Samsung Pay at the software level, and the only way out is to use alternative services like Google Pay, SberPay.
💡
On Xiaomi devices without NFC (Like Redmi. 9A or POCO M3) Samsung Pay will not work, as contactless payments are mandatory NFC-chip.
Security: risks of using Samsung Pay on unofficial devices
Using Samsung Pay on Xiaomi through unofficial methods carries several risks:
- 🛡️ Map data leak – unofficial versions of the app may contain malicious code.
- 🚨 Bank card blocking – some banks block cards when added to unauthorized payment systems.
- 🔓 Warranty violation – unlocking bootloader and obtaining root rights deprives the warranty.
- 📵 Unstable operation – the application may fly out or misread card data.
To minimize the risks:
- Download APK only from trusted sources (e.g. APKMirror).
- Use a virtual card for testing (e.g. from Tinkoff or Revolut).
- Do not store the main card with a large balance in the application.
- Check your transaction history regularly for suspicious transactions.
If security is a priority for you, it’s best to drop unofficial methods and use Google Pay or NFC-enabled banking apps.