NFC (Near Field Communication) is no longer an exclusive feature of flagship smartphones. Today, the near-range contactless chip is integrated even in Xiaomiโs budget models, but not all of the brandโs devices are equipped with it. If you plan to use the phone to pay for purchases through Google Pay or Mi Pay, share data with other devices or manage a smart home, it is important to know in advance whether the chosen model supports this technology.
In this article, we have collected a full current list of Xiaomi smartphones with NFC (including Redmi sub-brands, POCO And Black Shark, they split them by price and year, and they added practical tips to check the chip's performance, and they focused on the 2023-2026 models, where the manufacturer began to introduce the chip in a massive way. NFC even devices worth up to 20,000 rubles.
Why NFC is important in Xiaomi smartphones: 5 key uses
Many users mistakenly believe that NFC is only for contactless payments, and the technology is actually much broader in scope:
- ๐ณ Mobile payments: linking bank cards to Google Pay, Mi Pay or SberPay for payment in stores, transport and online.
- ๐ Smart home: management NFC-Scenario automation tags (for example, turning on light when the phone is applied to the tag on the door).
- ๐ฑ Fast data transfer: exchange contacts, links or files between devices via Android Beam (older versions of Android).
- ๐ Transport cards: emulation of tickets (for example, Troika in Moscow or Strizh in St. Petersburg).
- ๐ฎ Gaming accessories: connecting controllers or figures with NFC-chips (relevant to Black Shark).
Important: Xiaomi NFC smartphones powered by MediaTek processors (like the Helio G96 or Dimensity 700) may have limitations on working with some banking applications due to a lack of hardware protection (HCE).
How to check the presence of NFC in the smartphone Xiaomi: 3 reliable ways
If you already own a Xiaomi device and are not sure if you have an NFC module, use these methods:
- Through settings: Open Settings โ Connections and Sharing โ NFC. If there is no point, there is no chip in the device. In some firmware, the path may differ: Settings โ Additional โ Wireless Networks โ NFC.
- Through specs: Enter the phone model on mi.com or GSMArena and check the "Comms" section.
- Physical check: Take apart the case and look at the back of the phone โ the NFC antenna is usually located at the top (under the camera or logo) and it looks like a thin metal mesh.
โ๏ธ Verification NFC pre-purchase
โ ๏ธ Note: Some Xiaomi models for the Chinese market (marked China) ROM) function NFC It can be software-enabled even if the chip is physically present. ROM or EEA ROM.
List of Xiaomi smartphones with NFC (2020-2026): by series and prices
We have made a table with the current models, breaking them down by series and price categories. Note that the availability of NFC may depend on the regional version of the device (for example, the Redmi Note 12 for India may not have a chip, whereas the global version is equipped).
| Series | Model | Year of release | Processor | Price (2026) | Features of NFC |
|---|---|---|---|---|---|
| Xiaomi | Xiaomi 14 Pro | 2023 | Snapdragon 8 Gen 3 | ~90 000 โฝ | Support for eSE (Secure Payment Element), Mi Pay compatibility |
| Xiaomi 13T Pro | 2023 | Dimensity 8200 Ultra | ~65 000 โฝ | Works with Google Pay, but may require manual setup for some banks | |
| Xiaomi Civi 3 | 2023 | Dimensity 8200 | ~45 000 โฝ | Limited support for transport cards (depending on firmware) | |
| Redmi | Redmi Note 13 Pro+ 5G | 2026 | Dimensity 7200 Ultra | ~35 000 โฝ | Full support for Google Pay and Mi Pay, NFC-enhanced antenna |
| Redmi Note 12 Pro+ 5G | 2023 | Dimensity 1080 | ~30 000 โฝ | In the Chinese version of NFC is absent, in the global version โ there is | |
| Redmi K60 Pro | 2023 | Snapdragon 8 Gen 2 | ~50 000 โฝ | Support for dual-SIM + eSIM with NFC (rare for Xiaomi) | |
| Redmi 12 5G | 2023 | Snapdragon 4 Gen 2 | ~18 000 โฝ | Budget model with NFC โ suitable for basic payments | |
| POCO | POCO F5 Pro | 2023 | Snapdragon 8+ Gen 1 | ~40 000 โฝ | High NFC response speed thanks to flagship processor |
| POCO X5 Pro 5G | 2023 | Snapdragon 778G | ~25 000 โฝ | NFC only in the global version (in Indian โ no) |
Full list of Xiaomi models without NFC
NFC in budget smartphones Xiaomi: myths and reality
Until 2022, NFC was considered the prerogative of mid-range and premium devices, but Xiaomi began to actively implement the technology even in budget models.
- ๐ฐ Redmi 12C (12,000 โฝ): One of the cheapest models with NFC, But with reservations โ only works with Mi Pay, and Google Pay may not be supported due to lack of certification.
- ๐ฑ Redmi A2+ (10,000 โฝ): NFC There is a presence, but the antenna is weak โ you need to position the phone accurately relative to the terminal to pay.
- โก POCO M6 Pro (from 15,000) โฝ): Best choice for the budget โ Snapdragon 4 Gen 2 provides stable performance NFC bank-based.
It is important to understand that in low-end models, the quality of the NFC antenna may be lower than in flagships.
- Slower activation when paying (you need to keep your phone at the terminal longer).
- Limited range of action (maximum 2-3 cm instead of the standard 4-5 cm).
- Problems with working in metal covers (signal shielding).
๐ก
If youโre buying a Xiaomi budget smartphone for NFC payment, check user reviews about a particular model on forums (like 4PDA or MIUI Su).
Xiaomi and other brands: who is better at implementing NFC?
If youโre choosing between Xiaomi and competitors (like Samsung, Realme, or Honor), there are a few key differences to consider in NFC implementation:
| Brand | The Benefits of NFC | NFC's disadvantages | Example of model |
|---|---|---|---|
| Xiaomi | Wide selection of NFC models, including budget models; Mi Pay support for China | Some models have a weak antenna; problems with Google Pay on MediaTek | Xiaomi 13T |
| Samsung | Stable work with Samsung Pay; MST support (magnetic stripe emulation) | NFC only in Galaxy A23 and higher models; high price | Galaxy S23 |
| Realme | Optimizing for Google Pay is good; NFC even models up to 20,000 โฝ | Limited selection of NFC models in Russia | Realme 10 Pro+ |
Xiaomiโs main advantage is the price-to-availability ratio of NFC. For example, the Redmi Note 12 Pro+ with a full-fledged chip costs less than the Samsung Galaxy A34 with similar capabilities. However, if you want maximum compatibility with banking services, you should pay attention to Samsung or Google Pixel โ their devices are more rigorously certified for payment systems.
โ ๏ธ Note: In 2026, Xiaomi began to remove NFC from certain models to individual markets (for example, POCO X6 Pro for India doesn't have a chip, whereas the global version is equipped. Always check the specifications for your region!
Frequent NFC Issues in Xiaomi and How to Solve Them
Even if your smartphone is equipped with NFC, you may encounter difficulties in using, and consider typical scenarios and ways to eliminate them:
1. NFC does not turn on or immediately shut down
Reasons:
- Firmware failure (especially after the MIUI update)
- Conflict with installed applications (e.g., alternative launchers).
- Hardware malfunction of the antenna (often after the phone falls).
Decisions:
- Restart your phone and check your NFC settings.
- Reset network settings: Settings โ System โ Settings Reset โ Reset settings Wi-Fi, mobile network and Bluetooth.
- If the problem remains, reset to factory settings (donโt forget to back up!).
2. Payment through Google Pay does not work
Reasons:
- Lack of HCE certification (relevant for devices on MediaTek)
- Unofficial firmware or root rights are installed.
- The bank does not support card binding to your phone model.
Decisions:
- Try using Mi Pay instead of Google Pay.
- Install Global ROM (if you have Chinese firmware).
- Contact the bank to check the list of supported devices.
๐ก
If your Xiaomi smartphone is not certified for Google Pay but has NFC, try adding a card through a bank app (like SberBank Online or Tinkoff).Many banks support payment through their own apps even on uncertified devices.
3. NFC is unstable (it turns on, then turns off)
Reasons:
- Damage to the NFC antenna (for example, after disassembling the phone).
- Effect of metal cover or magnetic accessories.
- Conflict with other wireless modules (Wi-Fi, Bluetooth).
Decisions:
- Take off the case and check the NFC.
- Turn off Wi-Fi and Bluetooth during the test.
- If the problem remains, contact the service center for an antenna diagnosis.
The prospects of NFC in the future smartphones Xiaomi
In 2026, Xiaomi continues to expand the list of models with NFC, but there are several trends to look out for:
- ๐ Exception NFC Ultra-budget models: in pursuit of a price decline (below 10,000) โฝ) Manufacturer may abandon the chip in basic versions of the Redmi A-series.
- ๐ Enhancing security: New flagships (e.g. Xiaomi 15) will get hardware protection for eSE payments, making them compatible with more banks.
- ๐ Unification of firmware: Xiaomi is working to NFC It worked equally well in all regions, including China (where it used to be blocked).
- ๐ณ Integration with transport systems: the expansion of support for local travel is expected (for example, Troika in Moscow or Omnikard in Kazan).
According to insiders, in 2026 Xiaomi plans to equip NFC All models costing 15,000 โฝ, line-up POCO This will make the technology truly mass-produced and accessible to the majority of users.