Xiaomi smartphones support NFC: full list of models of 2026

Technology NFC (Near Field Communication has long ceased to be an exclusive feature of flagship smartphones – today it is available even in budget models. For owners of Xiaomi devices, support for contactless payments through Google Pay, Mi Pay or banking applications becomes a key criterion when choosing a gadget. NFC-chip: in some rulers (for example, Redmi Note or POCO) function appears selectively, and in others it is absent at all.

In this article, we’ve compiled a current list of all Xiaomi NFC smartphones, including flagships, mid-range devices and budget models. You’ll learn how to check for a module in your device, which versions of the chip are used in different series, and what to look for when buying. And for those who plan to use the phone for payment, we have prepared a unique compatibility table with Russian banking services – this information is not duplicated on other resources.

Why NFC is important in Xiaomi smartphones

NFC in Xiaomi devices performs three key functions:

• 💳 Contactless payments via Google Pay, Mi Pay, SberPey and other services, convenient for shopping, transportation and cafes without having to carry a physical card.
• 🔑 Key emulation: some models support electronic passes (for example, offices or entrances), and can also replace transport cards (like Troika in Moscow).
• 📱 Fast data transfer between devices (e.g., via Android Beam or Mi Share), although this feature is less commonly used today.

In Russia and the CIS, NFC is the most popular payment method, with contactless transactions exceeding 60 percent in 2023, according to the Central Bank of Russia, and not all banking applications work equally well with Chinese smartphones, for example, SberBank Online may require additional configuration on global firmware devices, and Tinkoff sometimes blocks card binding on devices with unofficial MIUI builds.

⚠️ Note: In some Xiaomi models (especially in the Chinese market) NFC-The chip can be software-disabled even if the module is physically present, because of the manufacturer's restrictions on certain regions!

How to check for NFC in your Xiaomi

If you’re not sure if your smartphone has an NFC module, use one of these methods:

1. Through Settings: Go to Settings → Connection and Sharing → NFC. If the partition is missing, there is no chip in the device.
2. Through specifications: Enter your phone model on the official Xiaomi website or GSMArena service. The "Network" or "Connections" section will indicate the presence of NFC.
3. Using apps: Install NFC Tools from Google Play, which automatically detects the module and its version when it is launched.

Note: In some models (e.g. Redmi Note 11 Pro+ 5G), NFC may not be available in the India version but may be present in the global or European version, due to differences in firmware and certification for different markets.

List of Xiaomi smartphones with NFC by line (2026)

We have divided all current models into three categories: flagships, middle class and budget devices, and the table below shows only those devices that officially support the technology at the level of iron and firmware.

Important: The table shows data for global smartphone versions. Chinese versions (with the C suffix in the name, for example, Redmi K60E C) are often devoid of NFC or have limited functionality.

Features of NFC in Xiaomi smartphones: what you need to know

Even if your Xiaomi is equipped with NFC, there are a few nuances that affect the work of the technology:

• 🔄 Version. MIUI: In the firmware older MIUI 12 there may be problems with the binding of bank cards. For example, Sberbank Online refuses to work on the Internet. MIUI 11 due to outdated security certificates.
• 🌍 Regional restrictions: Some models (e.g. Xiaomi) 12T) have NFC only in the European version, but not in Asian versions.
• 🔋 Energy consumption: Constantly active NFC-The chip can increase battery consumption by 3 to 5 percent, and you can turn off the function when it's not in use.
• 🔒 Security: In 2023, vulnerabilities in chips were identified NXP, used in Xiaomi.Update to MIUI 14.0.10+ closes these gaps.

To check compatibility with banking applications, use this checklist:

⚠️ Note: If you buy Xiaomi from hand, be sure to check it out NFC Fraudsters sometimes sell Chinese versions of the machines (e.g. Redmi). K50 Ultra C, passing them off as global - in such models, the chip can be turned off at the firmware level.

How to set up NFC on Xiaomi for payment

To use your smartphone for contactless payments, follow the following steps:

1. Activate NFC: Go to Settings → Connect and Sharing → NFC and turn on the switch. Also activate Contactless Payments option (if available).
2. Add a bank card: Open the Google Pay app (or alternative service), click Add a card and follow the instructions. SberBank may require confirmation via SMS.
3. Set up lock: For security, link the payment to unlock the screen (PIN, fingerprint or Face ID) and this will prevent unauthorized transactions.
4. Check compatibility: Some terminals (especially in the subway) may not accept payments from phones to MIUI. In this case, try linking the card via Mi Pay instead of Google Pay.

If the card is not tied, try:

• Reset your Google Pay settings (Settings → Apps → Google Pay → Storage → Clear Data).
• Update Google Play to the latest version.
• Install Magisk with SafetyNet Fix (for rooted devices).

💡

If the terminal is not reading the payment from the phone, try to hold the device to it from a different angle or a little longer. Sometimes it helps to turn off the case - some materials (for example, metallized) shield the signal.

Top.-5 Xiaomi smartphones NFC pay-in 2026 year

If you are choosing a new device with a priority on contactless payments, pay attention to these models:

1. Xiaomi 14 Flagship with NXP PN81T - the most modern chip in the lineup. Supports Mi Pay, Google Pay and emulation of transport cards (including Troika and Arrow). Battery at 4610 mAh provides up to 2 days of operation with active use of NFC.
2. Redmi Note 12 Pro+ 5G Best choice in the middle class: NFC based on NXP SN100U, compatibility with all Russian banks, including Tinkoff and VTB. It is characterized by a quick reaction to terminals (trigger time - 0.3 seconds).
3. The POCO F5 Pro is ideal for gamers: besides NFC, it has liquid cooling, which prevents overheating during long-term use of payment functions. The NXP PN80T chip supports Mi Smart Door Lock for smart locks.
4. Xiaomi 13 Lite Compact (173 g) and stylish device with AMOLED-screen NFC. It's suitable for people who value design but don't sacrifice functionality. NFC switched off!
5. Redmi K60 Budget flagship with NXP SN220 - one of the most energy-efficient chips. Supports SberPey without lags and is compatible with most transport systems of the Russian Federation.

When choosing, also consider the firmware version: global (EEA) and Russian (RU) builds usually have full NFC support, while Chinese (CN) may require manual firmware.

💡

If you want maximum compatibility with Russian banks, choose models with NXP SN100U or PN81T chips – they are certified to work with SberPey and Tinkoff without additional settings.

Frequent NFC Problems in Xiaomi and Their Solutions

Xiaomi users often encounter common NFC errors, and here are the most common ones and ways to fix them:

If none of these methods worked, try resetting the network settings (Settings). → The phone. → Resetting settings → Resetting Wi-Fi, mobile network and Bluetooth settings. This often solves connection problems NFC-module.

⚠️ Note: In Xiaomi models with double SIM-A card (for example, Redmi Note 11 Pro)+) NFC It may conflict with the second SIM in mode 4G. In this case, try to switch the main one. SIM slot 1.

FAQ: Answers to popular questions about NFC in Xiaomi