How to buy Xiaomi shares through Tinkoff Investments: a complete guide with nuances

Introduction: Why Xiaomi Stocks Interest Investors

Xiaomi is one of China’s most dynamic tech giants, whose shares have attracted the attention of both novice and experienced investors. IPO in 2018 on the Hong Kong Stock Exchange (HKEX) Xiaomi Corp quotes (1810.HK) Both sharp growth and deep corrections have created opportunities for speculative trading and long-term investment.In 2023-2026, interest in stocks increased amid rising smartphone sales in Asia and Europe, as well as the development of the Mi Ecosystem smart device ecosystem.

Tinkoff Investments provides easy access to foreign stocks, including Xiaomi, without having to open an account abroad. However, before buying, it is important to understand the nuances of choosing the right ticker to understanding currency risks and broker fees. In this guide, we will take a step-by-step look at the entire process from registration in the app to the first transaction, and analyze the key factors affecting the value of Xiaomi shares.

Investing in foreign stocks always comes with additional risks, such as currency fluctuations, geopolitical factors (such as the trade wars between the US and China), and the specifics of the reporting of Chinese companies, so it is recommended to assess your investment horizon and level of risk before buying.

Step 1: Registration and opening of a brokerage account in Tinkoff

To buy Xiaomi shares through Tinkoff Investments, you first need to open a brokerage account, the process takes no more than 15 minutes and is completely online:

1. Download the Tinkoff Investment app from the App Store or Google Play (or use the web version).
2. Register through the phone number linked to Tinkoff’s bank card (if not, you can open an account without a card).
3. Get your identification through a video call or visit to the office (passport required).
4. Sign the brokerage service agreement with an electronic signature.

After opening an account, two key tools will be available to you:

• 📊 Brokerage account – for self-purchase/sale of shares, including Xiaomi.
• 💼 IIS (Individual Investment Account) – with tax benefits (type A or B).

⚠️ Note: To purchase foreign shares (including Xiaomi) you must sign an additional investor qualification agreement (W-8BEN Without this, only Russian securities are available.

If you already have a Tinkoff debit card, your account will open automatically when you first log in to the app. Use a card transfer or bank transfer (no commission) to replenish your account.

Step 2: Choosing Xiaomi ticker and analyzing quotes

Xiaomi shares are traded on the Hong Kong Stock Exchange (HKEX) ticker-tick 1810.HK. In the Tinkoff Investments app, you can find them by looking for a company name or ticker. It is important to make sure that you are buying Xiaomi Corp shares, not derivatives (such as depository receipts).

Before buying, analyze the key indicators:

• 📉 Price dynamics for the last year (available in the chart in the appendix).
• 💰 Capitalization of the company (at the time of 2026 - about $50-70 billion).
• 📊 Multipliers: P/E (price-to-earnings), P/S (revenue-price).
• 📈 Dividend policy: Xiaomi pays dividends irregularly (last payout was in 2023).

Xiaomi shares traded in Hong Kong dollars (HKD), When buying, there will be an automatic conversion of rubles into HKD This adds currency risk when weakened. HKD Your profit in ruble equivalent will decrease.

Step 3: Buying Xiaomi Stocks – Step-by-step Instruction

When the bill is full and the ticker is full. 1810.HK You can start buying, and we can look at the process using the Tinkoff Investments app:

1. Open the Xiaomi share card and click the Buy button.
2. Select the type of application: Market - purchase at the current price (executes quickly, but the price can "go"). Limit - specify the desired price (the application will be executed only when you reach this level).

Specify the number of shares

HKD

Check the commission.

Confirm the purchase

The transaction will be executed within a few seconds (for a market order) or after the specified price (for a limit price) The purchased shares will appear in the portfolio in the Securities section.

Check the balance of the account in rubles|Make sure that the agreement is signed W-8BEN|Check ticker (1810.HK)|Evaluate the current volatility of the stock|Install stop-loss (optional)-->

⚠️ Note: When you buy Xiaomi shares through Tinkoff, you own real shares, not depositary receipts, which means you can vote for shareholders (if you own a sufficient stake), but you also carry all the risks associated with holding securities abroad.

Step 4: Commissions, taxes and hidden payments

When buying Xiaomi shares through Tinkoff Investments, consider the following costs:

• 💸 Brokerage commission: 0.3% of the transaction amount (minimum) $For example, when buying shares on $1,000 you'll pay. ~$3.
• 🏦 Currency Conversion: Tinkoff takes spread (the difference between the buy and sell rates) HKD) — usually 0.5–1.5%.
• 📜 Taxes: Personal income tax 13% - withheld automatically on the sale of shares at a profit; dividend tax 13% - if Xiaomi announces payments.
• 🔄 Storage fees: Tinkoff does not charge a fee for holding foreign shares, but some exchanges may charge small fees (usually included in spread).

By comparison, when buying through other brokers (such as Interactive Brokers or eToro), fees may differ, but Tinkoff stands out favorably by its lack of subscription fees and simple interface for beginners.

To reduce costs, it is recommended that:

• 💵 Buy shares in large lots (to minimize the impact of fixed fees).
• 📅 Use limit orders instead of market ones (this will help to avoid unfavorable exchange rate with high volatility).
• 🔍 Follow the shares from Tinkoff (sometimes the broker compensates the commissions on certain shares).

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If you plan to hold Xiaomi shares for the long term, consider opening a type B IIS – this will allow you to return 13% of the amount paid in the form of a tax deduction (maximum 52 000). ₽ yearly).

Step 5: Risks and strategies for investing in Xiaomi

Investing in Xiaomi shares comes with a number of specific risks that are important to consider:

• 🌍 Geopolitical risks: As a Chinese company, Xiaomi is subject to U.S.-China trade wars and sanctions restrictions (such as blacklisting U.S. authorities).
• 💱 Currency risk: As stocks trade in HKD, The weakening of the Hong Kong dollar against the ruble will reduce your profit in ruble equivalent.
• 📱 Competition: Xiaomi competes with Apple, Samsung and other Chinese brands (Huawei, Oppo), which can affect market share.
• 📉 Xiaomi shares are known for sharp fluctuations – for the year the price can change by 50% or more.

To minimize the risks, consider the following strategies:

• 🛡️ Diversification: Don’t invest more than 5-10% of your portfolio in a single company’s stock.
• 📅 Xiaomi is a growing company and its potential can be revealed in 3-5 years.
• 🛑 Stop Loss: Set automatic stock sale when the price falls by 10-15% (available in Tinkoff Investments).
• 🔄 Rebalancing: Revisit Xiaomi’s portfolio share periodically (e.g., once a quarter).

To monitor news about the company, use:

• 📰 Xiaomi official website (Investor Relations section).
• 📊 TradingView or Yahoo Finance for chart analysis.
• 🗞️ Telegram channels about Chinese stocks (e.g. China Stocks Pro).

Step 6: Alternative ways to invest in Xiaomi

Besides buying shares directly 1810.HK, There are other ways to invest in Xiaomi:

• 📈 ETF Xiaomi shares: Some funds include Xiaomi in their portfolio, such as Global X China Consumer ETF (CHIQ) — About 5% invested in Xiaomi. CSI China Internet ETF (KWEB) — Includes Chinese tech companies.
• 💳 Depositary receipts (ADR/GDR): Xiaomi shares are sometimes traded in receipts on American or European exchanges, but at the time of the transaction. 2026 There are no such tools in the year.
• 🏢 Xiaomi Supplier Investment: Companies that supply components for Xiaomi (like Qualcomm or Sony) can also grow with brand success.

Advantage ETF It's that you get diversification "in one bottle," but Xiaomi's share in such a fund usually does not exceed 5-10%. 1810.HK It is the most obvious option.

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If your goal is to maximize the profit from Xiaomi’s growth, buy shares directly. 1810.HK Tinkoff is the best option, and conservative investors are the best option. ETF with Chinese tech companies.

FAQ: Frequent questions about buying Xiaomi shares in Tinkoff