How to link a bank card to Xiaomi Redmi 9C: way + fixing

Xiaomi Redmi 9C — It's a budget smartphone with limited contactless payments, but even on it, you can tie a bank card for easy payment. NFC In most versions, which blocks the classic Google Pay and Mi Pay, there are workarounds: virtual cards, QR-Codes and banking applications with their own payment systems.

In this guide, we will discuss:

• 🔍 How to check for availability NFC on your Redmi 9C (Yes, some parties have had it!)
• 💳 Step-by-step card binding via Mi Pay and alternative services
• ⚠️ Typical errors (bank failure, card incompatibility, regional restrictions)
• 📱 Non-payment methods NFC: QR, SMS-codes, banking applications

If you tried to add a card and received a message "Device is not supported" - do not rush to get upset. 80% of the time the problem is solved by choosing a different method or setting up a bank account.

1. Checking for availability NFC Xiaomi Redmi 9C

The first step is to make sure your smartphone is physically capable of handling contactless payments.Redmi 9C It was produced in two modifications:

• 📌 No NFC (Most devices, especially for the markets of Africa and Asia)
• 📌 S NFC (Rare batches for Europe, labeling M2006C3MG)

To check:

1. Open Settings → About the phone → Full spec.
2. Scroll to "Wireless Networks" if there's a paragraph there. NFC — You're lucky!
3. Alternative method: download the application NFC Tools from Play Market. If it shows an error at launch «NFC No module detected.

Important: Even if NFC Google Pay may not work because it is not certified by Google for this model, in which case only Mi Pay or banking applications remain.

2. Linking the card through Mi Pay (official method)

Mi Pay is Xiaomi’s proprietary payment service that theoretically supports Redmi. 9C s NFC. But there are nuances:

• 🌍 It only works in China, India and some Asian countries, and in Russia and Europe, the service is blocked.
• 💰 Maintains a limited list of banks (mostly Chinese: ICBC, China Construction Bank and others.).
• 📱 Requires the latest version MIUI (lower MIUI 12).

If you are in a supported region, follow the instructions:

Make sure that NFC included → Connected devices → NFC

Update the Mi Pay app to the latest version in the App Store

Connect to a stable Wi-Fi (SMS The code may not reach at a weak signal)

Have a physical card with you (entry will be required) CVV period of)-->

1. Open the Mi Pay app (if not, download from the Mi App Store).
2. Click “Add Card” and select the bank from the list.
3. Enter the card details: number, expiration date, CVV (backside).
4. Confirm the transaction via SMS or push notification from the bank.
5. Come up with it. PIN-payment code (at least 4 digits).

⚠️ Note: If after adding the Mi Pay card, you get an error “Device is not certified”, try resetting the settings. NFC (Settings → Annexes → Application management → NFC → If it doesn't work, the service is blocked for your region.

3. Alternative ways of linking the card (without NFC)

If you have a Redmi. 9C Does not support contactless payments, there are 4 working options:

The most reliable option is a banking application, like Sberbank Online.

1. Open the application and log in.
2. Go to the section "Payments» → «Payment on QR».
3. Put the camera on QR-terminal code.
4. Confirm the amount and enter the password.

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If the store does not accept QR, Ask the cashier to generate a one-time payment code (e.g., Magnet or Five) that can be entered manually in the bank app.

4. Solving errors in card binding

Even if you did everything right, the bank or payment system may refuse to peg, and consider the typical mistakes and their solutions:

• 🚫 «The device is not certified» → The problem is Google Mobile Services. Check if they are installed (Settings) → Google → Google Play services. If not, check the phone for the next one. MIUI Global.
• 🔒 «The bank does not support contactless payments» → Contact the bank and request activation of the service "Mobile Bank" or "Contactless payments».
• 📵 «No connection to the server» → Check if yours is blocking. VPN or firewall access to payment services, shut them down while they're tied.
• 🛑 «Exceeded the limit of attempts» → Wait 24 hours or try linking the card from another device (e.g. tablet).

If the card is tied but payments do not pass:

⚠️ Note: Some banks (e.g. Alfa Bank or Opening) block transactions from uncertified devices.The solution is to call the bank and confirm that you are trying to pay with Redmi. 9C (You can call it exactly! Often, the restriction is removed after that.

5. How to pay for purchases without NFC on the Redmi 9C

If contactless payments are not available, then there are alternative methods, and let's take a closer look at them:

📱 Method 1: Payment through QR-code

Most of the modern terminals are supported QR-payment:

1. Open a banking application (for example, Tinkoff or Sberbank Online).
2. Select “Payment by payment” QR».
3. Hover the camera over the code on the terminal screen.
4. Confirm the amount and enter the password.

If QR-no code, ask the cashier to generate it through the terminal (in "Magnet" or "Crossroads" this is a standard option).

💻 Method 2: Virtual cards for online purchases

Services like Revolut or YuMoney allow you to create a virtual map and link it to your Google Account.

• 🔐 Security: Card number changes after each transaction.
• 🌐 Works wherever they are accepted MasterCard/Visa.
• 📲 Management via the application: you can freeze the card in one click.

How to create:

1. Download Revolut or YuMoney.
2. Register and confirm your identity.
3. Go to the "Maps" section» → «Add a virtual one».
4. Link it to Google Pay (even without it). NFC payable online).

📋 Method 3: Payment by SMS (stationary)

In some stores (for example, "Euroset" or "Svyaznoy") you can pay for the purchase through SMS:

1. Tell the cashier you want to pay by phone number.
2. Enter the number associated with the bank card.
3. Get it. SMS with a code and confirm payment.

The fee is usually 0-1%, but it is a reliable method if others do not work.

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QR-Payment and virtual cards are the most versatile ways for Redmi 9C without NFC. They work in 90% of stores and do not require special modules.

6. Frequent questions about linking the card to Redmi 9C

7.Conclusions: Which Way to Choose for Redmi 9C?

So let's summarize:

• 🔹 If you have NFC → Try Mi Pay (but only for supported regions).
• 🔹 If NFC no → use QR-Payment via a bank application or virtual cards.
• 🔹 For online purchases, Google Pay with a virtual card is suitable (even without it). NFC).
• 🔹 If the bank blocks the peg → Call support and clarify the reason (often a simple activation of the service "Mobile Bank" helps»).

Redmi 9C — Not the perfect smartphone for contactless payments, but with the right approach, you can set up convenient payment without the need for a smart phone. NFC. The main thing is to choose the right method and monitor the updates of banking applications.

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Not even without. NFC on the Redmi 9C You can pay for your purchases quickly and safely, and the key is to set up a bank application or virtual card in advance.