How to set up contactless payment on Xiaomi Redmi 9A: a complete guide with pictures

Can I pay with a Redmi 9A phone?

Smartphone Xiaomi Redmi 9A — It's a budget device with limited capabilities, but even with it, you can set up contactless payments. NFC-But there are workarounds that allow you to use your phone to pay in stores through a short distance. QR-codes.

In this article, we’ll look at all the ways you can connect your bank cards to Google Pay and Mi Pay, to alternative methods using mobile banking apps, how to check your Redmi 9A’s compatibility, which apps support NFC-free payments, and how to avoid setup errors. And if you want full NFC, there’s a tip at the end of this article for upgrading.

⚠️ Important: Redmi 9A (model M2006C3LG/M2006C3MII) It does not officially support hardware NFC, So, you can't do a classic contactless payment on this device, and all of the methods that I've described here are powered by generation. QR-codes or online transactions.

Step 1: Check for NFC on Redmi 9A

Before you try to set up a payment, make sure your smartphone is not actually equipped with NFC.

• 🔍 Go to Settings. → Connections and sharing → NFC. If there is no point, there is no chip.
• 📱 Install the app NFC Google Play Tools – It Will Show"NFC unsupported".
• 🛠️ Check the specifications on the official Xiaomi website or in documents by phone.

If NFC missing (which is typical for Redmi) 9A), Don't worry, modern banking apps offer alternatives, like payment by bank. QR-code or through online banking with the generation of a one-time password.

⚠️ Note: Some vendors are positioning Redmi 9A sympathetic NFC, But it's a mistake. Even if the chip is listed in the specifications of the store, it's not in practice!

Step 2: Set up Google Pay without NFC

While Google Pay requires NFC for contactless payments, it can be used on Redmi 9A to:

• 💳 Storage of virtual cards (for online purchases).
• 📱 Payment in applications (for example, in Yandex.Go or Delivery Club).
• 🔄 Quick access to bank cards through the widget.

Instructions for adding a map:

1. Download Google Pay from the Play Market.
2. Open the app and click Add the card.
3. Take a picture of the map or enter the data manually.
4. Confirm the addition via SMS from the bank.

Download the latest version of Google Pay|

Check the balance on the map |

Connect to mobile internet or Wi-Fi|

Have a physical card with you to confirm-->

⚠️ Note: If the bank requests confirmation through 3D-Secure, but SMS It's not coming, check it out:

• 📵 Is Redmi blocking? 9A messages from short numbers (setting up in Settings) → Annexes → Communications → Spam filter).
• 🔄 Restart your phone and try again.

Once you add a card to Google Pay, you can pay for online purchases by selecting this method in the shopping cart. QR-code.

Step 3: Use Mi Pay and other Xiaomi services

Mi Pay is a Xiaomi-branded payment service, but it also requires NFC. On the Redmi 9A, it can be installed, but the functionality will be limited:

• 📲 Viewing your transaction history (if you have previously used it on another device).
• 💼 Storage of Loyal Cards (discount, bonus).
• ❌ It is impossible to link a bank card for payment.

How to install Mi Pay:

1. Download Mi Pay from the Mi App Store or APKMirror (the official version may not appear on Google Play for non-optional devices).
2. Register through your Xiaomi account.
3. In the Cards menu, try adding a bank card – the system will give an error about the absence of NFC.

Alternatively, use Mi Pay to store discount cards (such as Magnet or Crossroads) that can be shown to the cashier directly from the phone screen.

💡

If you need contactless payments, consider buying. NFC-tags (cost) ~300₽), It's a device that you can glue to your phone and tie to your credit card, but it requires additional settings in your banking app.

Step 4: Payment through banking applications (SberBank, Tinkoff, VTB)

The most reliable way to pay with Redmi 9A is to use official bank applications, most of which support:

• 💳 Payment on QR-code (the cashier scans the code from your screen).
• 📱 Transfers by telephone number (for P2P-payment).
• 🌐 Online payments in online stores.

Examples of annexes:

Instructions for Sberbank:

1. Download Sberbank Online and log in.
2. Go to the Payments section → Payment on QR.
3. Put the phone camera on QR-terminal code or show your code to the cashier.
4. Confirm the payment with a password or fingerprint (if configured).

⚠️ Note: Some terminals (especially in smaller stores) do not support QR-In this case, ask the cashier to enter your card number manually or pay in cash.

Step 5: Alternative methods of contactless payment

If you need contactless functionality (attach your phone to the terminal), consider these options:

• 📱 NFC-Tag: Buy a sticker with NFC-chip (e.g, NFC Tag Type 2, attach the card to it via a banking app and glue it to the back of the phone.
• 💳 PayPass Bank Card: Carry a physical card separately or in a pocket card case.
• ⚡ Smart watches with NFC: For example, Xiaomi Mi Band 6 NFC or Amazfit GTR 3 Pro support contactless payments (card binding required in accompanying app).

Pros and cons NFC-marker:

⚠️ Attention: When buying NFC-Check with the bank if the card is supported by third-party devices, for example, Tinkoff and Sberbank allow this, and some regional banks do not.

💡

NFC-The tag is the only way to get a classic contactless payment on Redmi 9A, But it requires additional costs and adjustments.

Step 6: Solving problems and mistakes

When setting up a payment on Redmi 9A, users encounter typical errors.

• 🚫 "Device not supported" in Google Pay: "It's OK - no NFC You can't do full-time work. Use the app only for online payments.
• 🔄 Not coming. SMS To confirm the card: Check the balance SIM-Turn off the ad blocker (like AdGuard) and try asking for the code through a bank call.
• 📵 QR-code not scanned by the terminal: Increase the brightness of the screen to maximum. ask the cashier to enter the amount manually.

Frequent questions and answers:

1. Can we determine NFC-module 9A? No, the chip is soldered into the motherboard, and the physical installation is only possible in a service center with a full replacement board (cost). ~5000₽, practicable).
2. Why does a banking app ask you to turn on NFC? Some apps (like SberBank) automatically look for NFC to speed up payment. On Redmi 9A, you can ignore this request - paying by QR will work.

If neither method works, consider buying a smartphone with NFC. Among Xiaomi's budget models are:

• Redmi Note 10 (~15 000₽).
• Poco X3 NFC (~18 000₽).
• Redmi 9C NFC (~12 000₽, if you find it on sale).

FAQ: Frequent questions about contactless payment on Redmi 9A