How to set up payment via NFC on Xiaomi Redmi Note 9 Pro: a complete guide from A to Z

Introduction: why NFC-Payment on Redmi Note 9 Pro is more profitable than the card

Xiaomi Redmi Note 9 Pro is equipped with a module NFC (Near Field Communication, which allows you to pay with one touch without having to carry a bank card, is not only more convenient, it's also safer: card data is stored in a secure chip on your phone, and every transaction is confirmed by a fingerprint or a fingerprint. PIN-code.

However, many Redmi Note 9 Pro owners face problems when setting up: the NFC module does not turn on, the bank does not support contactless payments via the phone, the terminal does not read data. In this article, we will discuss all the stages of configuration, from checking compatibility to linking the card to solving typical errors, you will learn how to choose the optimal payment service (Google Pay, SberPay, Mir Pay), configure it on the Redmi Note 9 Pro and avoid common problems.

Important: Redmi Note 9 Pro supports NFC only in versions with the Global or EEA suffix. If your smartphone is purchased in China or India, it may not have an NFC module. Check this in the device specifications or through the settings menu.

Step 1: Check for NFC and Smartphone Compatibility

Before you set up your payment, make sure your Xiaomi Redmi Note 9 Pro does support NFC.

1. Open Settings → Connections and Sharing → NFC.
2. If there is no NFC, your model is not equipped with a module (often found in versions for India or China).
3. If there is a point, but the switch is inactive - check the firmware region (more on this below).

Also make sure your bank card supports contactless payments.Most modern cards (Mastercard Contactless, Visa payWave, World) are compatible, but some old-style credit or debit cards may not work.

Step 2: Selecting a payment service for NFC-payment

On the Redmi Note 9 Pro, you can set up payment through several services, depending on your bank and preferences:

• 💳 Google Pay is a universal service, works with most banks (Sberbank, Tinkoff, VTB, Alfa-Bank, etc.). Supports Visa, Mastercard and World cards.
• 🏦 SberPay is a service from Sberbank, optimized for the cards of this bank. It works faster than Google Pay, but only with Sberbank cards.
• 🇷🇺 Mir Pay is the official application for the Mir payment system cards. Suitable if you only have a card World.
• 📱 Mi Pay is a proprietary service from Xiaomi, but it does not work in Russia (supported only by Chinese banks).

We recommend starting with Google Pay, as it is the most versatile. If you have a World card, try Mir Pay, which is better optimized for this payment system. Sberbank customers can choose between Google Pay and SberPay, both of which are reliable, but SberPay sometimes offers additional bonuses.

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If you have multiple cards from different banks, link them all to a single service (like Google Pay) and this eliminates the need to switch between apps when paying.

Step 3: Install and configure Google Pay on Redmi Note 9 Pro

Consider a step-by-step setup using the example of Google Pay, the most popular contactless payment service.

1. Download the app: Open the Google Play Store. Find Google Pay and install it. If the app is already installed, upgrade to the latest version.
2. Add a card: Open Google Pay and click Add a card. Scan the card with a camera or enter data manually. Confirm the link via SMS or push notification from the bank.

Set up security.

• Enable proof of payment by fingerprint or PIN-code in the Google Pay settings.
• Make sure that the smartphone is configured to lock the screen (without it). NFC-The pay will not work).

Step 4: Set up SberPay and Mir Pay (alternative services)

If you prefer SberPay or Mir Pay, the setup process is slightly different.

SberPay setup

• 📱 Install the SberBank Online app (if not already installed).
• 🔍 In the main menu, select SberPay.
• 💳 Add a Sberbank card (if it is not already linked to your account).
• ✅ Confirm the binding through SMS push-notification.
• 🔒 Set up a payment confirmation by fingerprint or PIN-code.

Setting up Mir Pay

• 📱 Download the Mir Pei app from Google Play.
• 📝 Register (you will need a phone number linked to the card World).
• 💳 Add a map of the world through scanning or manually.
• 🔐 Confirm the binding with the code from SMS bank.
• 🛡️ Enable payment confirmation with biometrics or PIN-code.