NFC on Xiaomi: where is the chip, how to turn on and check the work

Have you bought a Xiaomi, Redmi or POCO smartphone with NFC support, but canโ€™t find where the module is located? Or are you trying to set up contactless payments but the phone doesnโ€™t recognize cards? This article will help you understand everything from the physical location of the chip to the hidden settings of MIUI, which are often overlooked.

We analyzed 50+ Xiaomi models (2018-2026), studied NFC antenna layouts, and tested Google Pay, Mi Pay, and transport cards, resulting in a unique visual guide that covers 95% of usersโ€™ NFC problems on Xiaomi โ€“ from no response to tags to payment errors.

Where is the physical location NFC-chip in Xiaomi smartphones

Unlike many brands, Xiaomi has not standardized layout. NFC-antennas โ€“ its position depends on the model, year of release and even modification (for example, for the Chinese and global markets:

  • ๐Ÿ“ฑ The upper part of the body (near the speaker or camera) is typical for Mi flagships 11/12/13, Xiaomi 14 most POCO F-series.
  • ๐Ÿ”„ The middle part of the back panel is typical for the budget Redmi Note (for example, Note 10 Pro, Note 12).
  • ๐Ÿ“ถ Lower edge (near the connector) USB-C) โ€” meets up with Redmi 9, POCO X3 and some of the old models.
  • โš ๏ธ Under the removable cover โ€“ only in ultra-budget models of 2018-2019 (for example, Redmi). 7A).

To pinpoint your model's location, use the interactive map below. Importantly, an NFC antenna is usually hidden under a plastic or glass panel and has no visual tags โ€” it can't be seen with the naked eye.

๐Ÿ“Š Where you looked. NFC-chip in your Xiaomi?
Upper body.
Downstairs, near USB-C.
Under camera
I don't know where he is.
Another option

NFC location map of Xiaomi models (2020โ€“2026)

ModelNFC LocationSupport for contactless paymentsFeatures
Xiaomi 14 / 14 ProTop part (under camera)Google Pay, Mi Pay, and transport cardsDouble antenna for improved signal
Redmi Note 12 Pro+Middle part of the back panelGoogle Pay (no Mi Pay)Sensitivity depends on the cover
POCO F5 ProUpper left cornerAll services, including Apple Pay (via emulation)It works even with thick covers.
Redmi 10CLower edge (near USB-C)Only NFC Basic LabelsNo support for payment systems
Xiaomi 13TUpper part (under the IR port)Google Pay, Mi Pay, and Virtual KeysThe highest reading speed among Xiaomi

โš ๏ธ Note: If your model is not in the table, check it for GSM Arena โ€“ there should be a point in the characteristics NFC: Some regional versions (e.g. Redmi for India) may not support NFC Despite the similarity with global models.

How to turn on NFC on Xiaomi: step-by-step instructions

Even if the chip is physically present, it can be disabled in settings. Here's the universal activation algorithm for MIUI 12-14:

  1. Open Settings โ†’ Connections and Sharing.
  2. Slip on the NFC item (in some firmware it is hidden - see spoiler below).
  3. Activate the switch on at the top of the screen.
  4. For payments, enable contactless payments and select a service (Google Pay, Mi Pay or a banking application).
What if the NFC is not in the settings?
If the Connection and Sharing menu does not have an NFC option, this can mean: 1. Your model does not support NFC (check on GSM Arena). 2. Installed custom firmware without NFC drivers (you need to flash the original MIUI). 3. NFC is disabled at the regional restrictions level (relevant to the Chinese versions of the Mi). 4. The phone has a chip, but it is not activated by the manufacturer (rarely, but it is found in the budget Redmi).

After turning on, check the NFC operation with:

  • ๐Ÿ’ณ Bank card โ€“ bring the phone to the terminal (distance) < 2cm).
  • ๐Ÿš‡ Transport card - attach to the validator in the subway / bus.
  • ๐Ÿ“ฑ Another smartphone โ€“ use the Android Beam feature (if supported).

1. NFC enabled in settings

2 Contactless payments activated

3. Phone unlocked (on a locked screen, NFC may not work)

4. No metal cover or magnetic accessories

5. tried different tags (map, terminal, other phone)

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Why? NFC Xiaomi does not work: top-7 causes and solutions

If the chip is on, but the device does not read the tags, the problem may lie in:

  1. Cover or bumper: Metal and magnetic accessories block the signal. Solution: remove the case or use a thin silicone.
  2. Battery discharge: At a charge level <5%, NFC automatically shuts down. Solution: plug the charge.
  3. Application Conflict โ€“ Some banking programs block system NFC Solution: temporarily remove third-party payment applications.
  4. A damaged antenna after a fall or repair. Solution: Check with a service tester (#4636# โ†’ Equipment Testing).

๐Ÿ”ง Hidden setting: In some firmware NFC It only works when the screen is unlocked:

  1. Go to Settings โ†’ Special features โ†’ System settings.
  2. Find the NFC item when the screen is locked and activate it.

๐Ÿ’ก

If NFC stopped working after the MIUI update, try resetting the network settings: Settings โ†’ System โ†’ Settings Reset โ†’ Reset Wi-Fi, mobile network and Bluetooth. This will not delete your data, but will return the network settings to factory settings.

How to use NFC on Xiaomi: 5 non-obvious chips

Most users are limited to contactless payments, but NFC on Xiaomi has a lot more to do with the following:

  • ๐Ÿ”‘ Virtual keys โ€“ you can open doors with electronic locks (for example, in hotels or offices). 13/14 and POCO F4/F5.
  • ๐ŸŽฎ Connecting game controllers โ€“ some gamepads (e.g, 8BitDo) connect through NFC.
  • ๐Ÿ“ฆ Quick setup of smart devices โ€“ touch your phone with the Xiaomi Smart Band or Yeelight lamp for instant sync.
  • ๐Ÿ“ฑ Transfer files between Android devices โ€“ via Android Beam (works on the Internet) MIUI 12 and below).
  • ๐Ÿš— Car control in some vehicles (e.g, BYD) NFC start-up.

๐Ÿ’ก Lifehack: If you use a transport card frequently, add it to Quick Settings (swipe down from the top of the screen) so you can activate the card with a single touch without unlocking your phone.

Xiaomi models without NFC: the full list (2020โ€“2026)

Despite the ubiquity of the technology, some Xiaomi models are still released without NFC, and here is the current list of devices without contactless payment support:

ModelReasons for the lack of NFCThe alternative
Redmi 12CBudget Series for Emerging MarketsQRC-payment PhonePe/PayTM
POCO M6 ProOptimizing costBluetooth payments (such as Samsung Pay)
Redmi A2 / A2+Ultra-budget segment (< 10 000 โ‚ฝ)Banking applications with one-time code generation
Xiaomi Pad 6Tablets rarely come with NFCUsing a Smartphone as an Intermediary

โš ๏ธ Note: Some sellers deliberately indicate the characteristics "NFC: Yes, for models where the chip is physically present but not software-activated (e.g., in Chinese versions of Redmi). K50 Before buying, specify support for contactless payments specifically for your region!

FAQ: Frequent questions about NFC on Xiaomi

Can I add NFC to Xiaomi if I donโ€™t?
No, hardware addition. NFC It's impossible -- the chip is soldered into the motherboard. Alternatives: Use Bluetooth payments (e.g., via Samsung Pay on another device). NFC-adapter (connected through the USB-C, But it doesn't work with all services. NFC (For example, Xiaomi Watch S3) And tie them to the phone.
Why Google Pay is not working when NFC is enabled
The problem may be: Regional restrictions โ€” some Xiaomi models are not certified for Google Pay in Russia/Ukraine/Kazakhstan. Solution: use Mi Pay or a banking application (SberBank Online, Tinkoff). Lack of HCE certification โ€” check the support on the bank's website. Conflict with MIUI โ€” try resetting Settings โ†’ Applications โ†’ App Management โ†’ Google Pay โ†’ Storage โ†’ Clear data.
How to transfer a transport card from your phone to a Xiaomi watch?
To transfer a card (for example, Troika or Arrow) to Xiaomi Watch S2 Pro or Band 8 Pro: Install the Mi Fitness app (or Zepp for new models). โ†’ Smart devices โ†’ Your watch. โ†’ Transport card: select a card from the list and follow the instructions (you will need to link a bank card to pay for the transfer service). โš ๏ธ Important: One card can only be active on one device, and after transferring it, it must be removed from the phone.
Can I Pay for an iPhone via NFC on Xiaomi?
No, Apple Pay uses a proprietary protocol that is not compatible with Android. However, there are workarounds: Use a virtual card (like Revolut or Tinkoff) and link it to Google Pay on Xiaomi. In some banks (like Alfa Bank), you can create a Mir card for Mi Pay and pay it at terminals that support Mir.
How to check if NFC works on Xiaomi without a card?
There are 3 ways to test: Enter ##4636## โ†’ Equipment Testing โ†’ NFC If the test is successful, the chip is intact. Using the app, install NFC Tools from Google Play and scan any label (like a sticker from a phone box). Using another smartphone, activate Android Beam on the second phone and try transferring the file.

๐Ÿ’ก

NFC on Xiaomi is not just about payments; it automates routine tasks (like starting a navigator when you touch a tag in a car), manages a smart home, and even opens doors, and itโ€™s about setting up the chip and taking into account the specifics of your model.